AML & Compliance Manager

Join Our Team at Yapi Kredi Bank Deutschland –Navigate Your Path!WHO WE ARE?Yapi Kredi Bank Deutschland combines local banking expertise in Germany with the international experience and financial strength of Yapi Kredi, one of Türkiye’s leading financial institutions and a member of Koç Group. With our headquarters in the heart of Frankfurt am Main, we provide banking services to corporate and retail customers and are continuing to build a modern, customer-focused and sustainable banking organisation in the German market.Joining us means becoming part of an international and evolving organisation where professional expertise, responsible banking and collaboration are highly valued.Come join us and be part of our team!WHAT ARE WE LOOKING FOR?Yapi Kredi Bank Deutschland is seeking an experienced Anti-Money Laundering (AML) & Compliance Manager to support and further strengthen its Anti-Money Laundering and Compliance framework. The successful candidate will play a key role in ensuring compliance with applicable German and European banking regulations, supporting the prevention of financial crime, advising business units on regulatory matters, and contributing to a strong culture of compliance throughout the organization.This is a hands-on position requiring strong practical experience in AML, sanctions compliance, KYC, transaction monitoring, regulatory advisory and regulatory reporting within a banking or financial services environment.KEY RESPONSIBILITIESAnti-Money LaunderingSupport the continuous enhancement and operation of the Bank's AML framework.Perform AML investigations, transaction monitoring reviews and suspicious activity assessments.Conduct and oversee Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) and KYC reviews.Use NICE Actimize to support transaction monitoring, alert handling, investigations and case management.Review high-risk customer relationships and complex transactions and advise relevant stakeholders on appropriate risk-mitigation measures.Support the preparation and submission of Suspicious Activity Reports (SARs) where required.Participate in sanctions and embargo compliance activities.Contribute actively to the annual AML Risk Assessment and ensure that monitoring activities are aligned with identified risks.Develop, review and maintain AML policies, procedures and internal guidelines.Support internal and external audits as well as regulatory inspections.Deliver AML-related employee training and awareness initiatives.ComplianceMonitor German and European regulatory developments and assess their impact on the Bank.Maintain the regulatory inventory and support implementation of new regulatory requirements.Advise business units and management on compliance-related matters and regulatory expectations.Support compliance reviews and thematic monitoring activities.Participate in new product approval processes and significant business change initiatives.Support outsourcing assessments from a compliance perspective.Assist in preparing compliance reports for senior management and governance committees.Identify compliance risks and recommend appropriate mitigating measures.Contribute to the promotion of a strong compliance and conduct culture across the organization.Stakeholder ManagementAct as a trusted advisor to business units and management.Liaise with regulators, auditors and external stakeholders where required.Cooperate closely with the parent bank's Compliance and AML functions.QUALIFICATIONS AND REQUIREMENTS FOR CANDIDATESEducationBachelor's degree in Law, Finance, Business Administration, Economics or a related discipline.Master's degree is considered an advantage.Professional Experience:Minimum 5 years of relevant experience in AML and Compliance within a bank, financial institution or regulated financial services environment.Proven experience in AML investigations, KYC/CDD processes, sanctions compliance and regulatory compliance.Experience in working in the framework of German banking regulationsPrevious exposure to BaFin-regulated institutions is preferred.Technical ExpertiseStrong knowledge of:German Money Laundering Act (GwG)German Banking Act (KWG)MaRisk requirementsNew and evolving EU AML/CFT regulationsKYC, CDD and EDD processesSanctions and embargo regulationsAML transaction monitoring systemsFinancial crime prevention frameworkLanguagesEnglish: Business fluent is mustGerman: Business fluency is considered an advantageKnowing other languages is also a plus.Personal SkillsStrong analytical and investigative mindsetExcellent communication and stakeholder management skillsStructured and risk-oriented way of workingHigh ethical standards and integrityAbility to work independently while managing multiple prioritiesPreferred QualificationsCAMS (Certified Anti-Money Laundering Specialist)ICA Diploma or Advanced CertificateOther relevant AML, Compliance or Financial Crime certificationsWHAT WE OFFER?A key role with real impact in a growing bank.An international and collaborative working environment.Direct interaction with senior management.High visibility, responsibility, and ownership.Training and professional development opportunities.Hybrid working.Modern office in the heart of Frankfurt.Pluxee meal vouchers and Deutschland-Ticket.READY TO JOIN US?If you are interested in contributing your expertise to the continued development of Yapi Kredi Bank Deutschland, we look forward to receiving your CV via LinkedIn. Data Privacy Notice: Any personal data provided during the application process will be treated confidentially and processed solely for the purpose of assessing your application and conducting the recruitment process, in accordance with applicable data protection laws.Yapi Kredi Bank Deutschland is committed to equal opportunities. We welcome applications from all qualified candidates, regardless of personal background or individual characteristics.