AML Due Diligence Officer - Broker Dealer

Position OverviewA financial services organization is seeking an experienced AML Advisory Team Lead to support the Anti-Money Laundering and Financial Crime Compliance program for its broker-dealer business.This is a senior, hands-on advisory role responsible for providing AML guidance to front-office and operational teams, reviewing complex and high-risk client matters, and serving as an escalation point for CIP, KYC, CDD, EDD, sanctions, and transaction monitoring issues. The position will work closely with AML leadership and cross-functional stakeholders to ensure the AML program remains effective and aligned with applicable regulatory requirements.Key ResponsibilitiesServe as a subject matter expert and senior point of escalation for AML matters within the broker-dealer business.Provide day-to-day AML advisory support to front-office, onboarding, operations, treasury, and other business teams.Advise on CIP, KYC, CDD, EDD, BSA/AML, OFAC/Sanctions, FinCEN, and applicable FINRA/SEC requirements.Review and provide guidance on complex or high-risk customer onboarding and KYC cases.Analyze Enhanced Due Diligence escalations involving complex account structures, transactions, and customer risk.Evaluate AML-related escalations from front-office teams, onboarding, operations, treasury, and transaction monitoring.Provide practical risk-based recommendations and determine when matters require escalation to AML leadership.Serve as an ongoing point of contact for onboarding teams regarding CIP/KYC/CDD and EDD requirements.Provide guidance regarding AML matters involving high-net-worth and ultra-high-net-worth clients.Maintain a strong understanding of AML requirements applicable to broker-dealer clearing, correspondent clearing, and wealth management activities.Assist with the development and enhancement of AML policies, procedures, controls, and processes.Support independent AML audits and regulatory examinations by compiling documentation and responding to information requests.Provide training and guidance to business teams regarding CIP, KYC, CDD, EDD, and AML escalation procedures.Collaborate with other AML, Compliance, Operations, and business stakeholders on projects designed to strengthen the overall AML program.Ensure assigned reviews and escalations are completed accurately and within established timelines.QualificationsMinimum 5 years of direct AML experience within financial services, with experience in AML Advisory, KYC/CDD, Enhanced Due Diligence, or financial crime investigations.Broker-dealer or Wealth Management AML experience required.Experience with correspondent clearing, including direct and indirect clearing relationships, strongly required.Strong knowledge of BSA/AML, USA PATRIOT Act, OFAC/Sanctions, FinCEN, FINRA, and SEC requirements.Experience advising front-office and business teams on complex AML and customer-risk matters.Experience evaluating complex customer structures, high-risk relationships, and transactional activity.Experience working with HNW and UHNW customers and the AML risks associated with sophisticated financial relationships.Strong understanding of CIP, KYC, CDD, EDD, transaction monitoring, and sanctions requirements.Ability to independently assess AML risk, exercise sound judgment, and provide practical recommendations to business stakeholders.Strong written and verbal communication skills with the ability to clearly explain complex AML requirements.Excellent analytical, organizational, and problem-solving skills.Ability to collaborate effectively across Compliance, Operations, onboarding, and front-office functions.CAMS certification preferred; ability to obtain CAMS within 12 months of hire may be required.