Assistant Manager - Credit MIS and Analytics (UAE National)

In line with the UAE Government’s strategy in empowering and developing nationals, Emirates NBD is committed to welcoming the young generation into an innovative, modern and supportive work environment to contribute to the nation's success.We are looking to find the best UAEN talent to join our ENBD family.Organization Unit Purpose:Group Retail Risk is the Credit Policy unit for Retail Lending covering Personal Loans, Auto Loans, Credit Cards, Mortgages, Overdraft and SME.Job Purpose:Part of the team of Analysts, Statisticians and Database Managers in devising, developing, and enhancing MIS and analytical reports. Building comprehensive data platform and analytics pack for all Products.1. Preparation of monthly risk dashboards and MIS for the Emirates NBD Retail portfolioPreparation of MIS decks and dashboardsDeep dive on any portfolio deteriorationTracking delinquencies and losses against the Budget numbers2. Assisting in preparation of loss forecast models for portfolios including Micro SMELiaise with product teams for volume budgets, finalizing the forecast model after considering various policy related factors. Validating the loss forecast model and tracking the actual against the plans.3. Executing the segmentation models developed for credit and collections in Emirates NBD Retail and Micro SME portfolios on a monthly basisEnsuring the data is in-line with the signed off segmentation documentPublishing the same to stakeholders on a timely basis4. MIS reports and analysis for Emirates NBD Retail portfolioPortfolio update on a monthly basisRetention base generation for Personal LoansCLI and LOC base generation on agreed timelinesAnalysis of profitable segments on Credit CardsPreparation of all relevant material required for various decksEducationGraduate or aboveExperiences3 to 5 years of experienceKnowledge & SkillsMicrosoft Suite, SAS and other statistical toolsStrong Analytical SkillsKnowledge of retail asset banking productsGood problem solving and communication skills