Assistant Manager-Risk Management-Reporting & Analytics

ResponsibilitiesDesign, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc.Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholdersCollaborate across other risk functions (example – technology, product, etc.) to implement the analytical decisionsUnderstand existing underwriting rules, strategies and replicate them in business rules using SAS/SQLDesign and analyze income, employment, fraud verification strategiesDevelop, maintain and improve risk policies, strategies, processes and procedures within the assigned functionUtilize application, bank and bureau information to derive business insightsKPI generation, tracking of risk and delinquency metrics for portfolios using SQL/TableauRevamp pricing strategy changes and launch A/B test to monitor impact and performance of the changeSet up the process to run eligibility conditions for marketing campaigns such as cross – sell, etc.