Business Analyst - Payments

Job Title: Business Analyst - PaymentsLocation: BengaluruCandidate Location: AnywhereCandidate Specification: 6+ years of ExperienceEducation: Any Bachelor’s degree / MBAIndustry: IT / ITESJob DescriptionGather, analyze, and document business requirements for North American and Canadian payment systems including CHIPS, Fedwire, ACH, EFT, RTR, and Interac.Collaborate with business stakeholders, product owners, and technology teams to define payment processing workflows, integrations, and regulatory requirements.Perform gap analysis, impact assessments, and process improvements across domestic and real-time payment platforms.Create BRDs, FRDs, user stories, process flows, and test scenarios to support payment system enhancements and implementations.Support UAT, defect management, and end-to-end delivery of payment solutions while ensuring compliance with banking and payment industry standards.