Capital Manager

Job Title: Capital ManagerDepartment: Credit & LendingGroup: Corporate & institutional Banking (CIB)Location: Riyadh, Saudi ArabiaCore Responsibilities: Act as CIB’s subject matter expert on returns, including but not limited to RWA, RoRWA, RoTE, Density & Velocity calculations & trends.Raise awareness of capital consumption with CIB Relationship Managers and give advice on how lending structures could be approached differently to become more capital efficient.Originate, oversee and support a variety of capital efficiency initiatives to release RWAs and improve RoRWA, lower RWA density and raise Capital Velocity, including data management, distribution and reallocation of capitalOwnership of CIB’s Loan Pricing Policy – to ensure the policy is set commercially and allows RMs to negotiate with clients within set boundariesOwnership of Omnia Returns Calculator – liaison with Finance to ensure the calculation is aligned with SAB’s RWA / capital reporting methodologyAct as the Final Approver (on CCIBO behalf) for loan pricing approvals in Omnia Returns Calculator, and in this capacity advise senior management and CCIBO about transaction pricing comparable prior to loan originationAdvise CCIBO, General Managers and Directors on portfolio-level yields, margin compression / expansion trends, and spread leakage by sector, currency, and tenor.Ensure operational controls are robust for loan margins (accurate data input etc).Understand which CIB clients are ‘low returning’, and work with Coverage teams on plans to enhance the return we achieve from those clientsBe responsible for CIB returns as a direct KPIRole Requirements:Experiance in Capital management, loan pricing and limits is a must.Strong knowledge and experiance in Weighted Assets / RWA, Basel, RAROC, capital optimization.A Bachelors or Masters degree in any related major.