Chief Technology Officer (Fintech)

Role SummaryThe CTO will lead the company’s technology vision, strategy, and execution, ensuring scalable, secure, and high-performing platforms to support rapid growth in the fintech space. The role requires deep expertise in financial technologies, digital lending/payment systems, and regulatory-compliant architectures, with a strong focus on automation, speed-to-market, and customer experience.Key ResponsibilitiesDefine and execute the overall technology strategy aligned with business goals and growth plansLead the development of scalable, secure, and high-availability fintech platforms (e.g., lending, payments, wallets)Oversee end-to-end architecture, including cloud infrastructure, APIs, and microservicesEnsure full compliance with regulatory requirements (e.g., SAMA, PCI-DSS, data privacy)Drive automation and system optimization, enabling fast onboarding and near real-time transaction processingLead and scale high-performing engineering, data, and IT teamsManage relationships with technology vendors, partners, and regulatorsImplement best practices in cybersecurity, data protection, and risk managementCollaborate with Product and Business teams to deliver customer-centric digital solutionsOversee technology budgeting, cost optimization, and ROI trackingKey RequirementsBachelor’s or Master’s degree in Computer Science, Engineering, or related field10–15+ years of experience in technology leadership roles, with a strong focus on fintechProven experience in digital lending, payments, BNPL, or financial platformsStrong understanding of fintech regulations and compliance frameworksHands-on experience with cloud platforms (AWS, Azure, or GCP) and modern architectures (microservices, APIs)Experience building highly automated platforms with minimal manual interventionStrong knowledge of data architecture, analytics, and AI-driven decisioning is a plusDemonstrated ability to scale systems and teams in fast-paced environmentsPreferred ExperienceExperience in B2C fintech platforms, especially micro-lending or instant loan applicationsBackground in delivering fast onboarding and disbursement journeys (e.g., loans within minutes)