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About the RoleWe are seeking an experienced and strategic Head of Portfolio Risk Management to lead the oversight of portfolio risk management activities and ensure compliance with applicable policies, regulations, and risk governance frameworks. The role is responsible for monitoring the financing portfolio, assessing credit risk exposure, implementing risk mitigation strategies, and supporting the organization's risk appetite and portfolio performance objectives.In addition to managing portfolio risks, the successful candidate will lead a team, drive continuous improvement initiatives, and provide insights that support informed decision-making and sustainable portfolio growth.Key ResponsibilitiesLead the identification, assessment, monitoring, and management of credit risks across the financing portfolio.Develop and oversee the implementation of credit risk early warning indicators and monitoring frameworks.Monitor portfolio risk limits and ensure alignment with the organization's approved risk appetite.Oversee the preparation and presentation of periodic portfolio risk reports and risk assessments for management.Monitor overall portfolio performance and risk concentrations through established risk classifications and metrics.Recommend corrective actions and risk mitigation plans for high-risk exposures and emerging risk trends.Maintain and regularly update portfolio risk registers, risk matrices, and related documentation.Coordinate with relevant stakeholders to implement risk mitigation strategies and action plans.Support the development of portfolio risk strategies and risk appetite frameworks.Ensure compliance with approved risk management policies, procedures, and regulatory requirements.Leadership & People ManagementContribute to the preparation of departmental operational plans, budgets, and performance objectives.Execute departmental plans and monitor budget utilization, KPIs, and operational performance.Provide technical guidance, coaching, and support to team members.Participate in recruitment, selection, and talent development activities.Review and approve team reports while preparing management reports as required.Conduct performance evaluations and support employee development initiatives.Identify and recommend training and professional development opportunities for team members.Allocate and manage team workloads to ensure efficiency and high performance.Perform other responsibilities as assigned by the direct manager.QualificationsRequiredBachelor's degree in Finance, Business Administration, Risk Management, Accounting, Economics, or a related field.PreferredProfessional certification such as CCRP (Certified Credit & Risk Professional) or an equivalent risk management certification.ExperienceMinimum of 6 years of relevant experience in portfolio risk management, credit risk, lending, banking, financial services, or a related field.Proven leadership and people management experience.Strong experience in developing and monitoring portfolio risk frameworks, risk appetite limits, and portfolio performance metrics.Experience in regulatory compliance and risk governance environments is highly desirable.Knowledge & Technical ExpertisePortfolio Risk ManagementCredit Risk Assessment & MonitoringRisk Appetite FrameworksEarly Warning Indicators (EWI)Portfolio Analytics & Performance MonitoringFinancial AnalysisRisk Governance & ComplianceReporting & Risk DashboardsCorrective Action & Risk Mitigation PlanningCore CompetenciesStrategic ThinkingInfluential Decision-MakingLeadership & Team DevelopmentStakeholder ManagementResults OrientationCustomer FocusChange & Transformation EnablementInnovation & Continuous ImprovementLanguage RequirementsArabic: FluentEnglish: Advanced