Compliance & AML Specialist

About MaridTechMaridTech is a Saudi fintech company building an AI-powered open banking platform designed to help consumers gain deeper and more intelligent visibility into their financial lives, including spending behaviour, financial health, available benefits, and personalized financial insights.By combining open banking data, advanced analytics, and artificial intelligence, MaridTech aims to provide consumers with smarter and more personalized financial experiences.MaridTech operates within Saudi Arabia’s rapidly evolving open banking ecosystem and is developing its platform in alignment with the Saudi Central Bank (SAMA) Open Banking Framework and the Kingdom’s broader financial sector transformation under Vision 2030.Position OverviewCompliance & AML SpecialistMaridTech is seeking a Compliance & AML Specialist to join its Governance & Compliance function in Riyadh.The role will support the company’s regulatory compliance, Anti-Money Laundering and Counter-Terrorist Financing (AML/CTF) activities, governance requirements, and ongoing regulatory readiness in accordance with applicable SAMA requirements.Key ResponsibilitiesSupport compliance with applicable SAMA regulations, frameworks, rules, and regulatory instructions.Maintain and update compliance policies, procedures, registers, controls, and regulatory documentation.Support the company’s AML/CTF, KYC, Customer Due Diligence (CDD), and financial crime compliance activities.Assist in conducting compliance monitoring, assessments, and regulatory gap analysis.Identify, document, escalate, and follow up on compliance breaches, regulatory risks, and remediation actions.Support regulatory submissions, licensing activities, inspections, information requests, and communications with SAMA.Monitor regulatory developments and assess their impact on the company.Support governance activities, management and committee reporting, and maintenance of relevant governance documentation.Coordinate with business, technology, cybersecurity, risk, and other functions to ensure regulatory requirements are properly implemented.Support internal compliance and AML awareness and training activities.Qualifications & ExperienceBachelor’s degree in Law, Finance, Business Administration, Accounting, Risk, Compliance, or a related field.Minimum of 3 years of relevant professional experience in Compliance, AML, Regulatory Affairs, or a related function.Good knowledge of SAMA regulatory requirements and the Saudi financial services regulatory environment.Practical knowledge of AML/CTF, KYC, CDD, sanctions, and financial crime compliance.Strong Arabic and English communication skills.Strong analytical, documentation, reporting, and attention-to-detail skills.Desirable Experience & CertificationsExperience within a fintech, banking, financial institution, open banking, or SAMA-supervised environment.Previous experience dealing directly with SAMA, including regulatory submissions, licensing, inspections, or regulatory requests.Certified Compliance Officer (CCO) certification from the Financial Academy is highly preferred.CAMS, ICA, or other relevant Compliance or AML certifications will be considered an advantage.Previous regulatory approval or registration in a Compliance-related role within the Saudi financial sector will be considered an advantage.Engagement ModelEmployment Type: Full-TimeWorking Model: On-SiteLocation: Riyadh, Saudi ArabiaNationality Requirement: Saudi NationalWhy Join MaridTechThis role offers the opportunity to work within a growing Saudi fintech operating in the open banking ecosystem and to gain hands-on exposure to SAMA regulatory requirements, compliance, AML, governance, and fintech regulation as MaridTech progresses toward commercial scale.