Compliance Specialist — Oro Pay Ltd 📍 Riga, Latvia | Hybrid

Oro Pay Ltd, a licensed EMI, is a fast-growing fintech company looking for an experienced Compliance Specialist to join our Compliance team in Riga. In this role, you'll help ensure the institution meets all relevant regulatory requirements, including AML&CTF, applicable EU and Cypriot regulations, through hands-on work in transaction monitoring, onboarding, customer due diligence, regulatory reporting, and record keeping.We're particularly keen to hear from candidates with prior experience in customer onboarding, transaction monitoring, in banking/acquiring environments — this background will let you hit the ground running with our risk profile and customer base.What you'll be doingOnboarding·      Perform KYC checks, customer onboarding and periodic reviewsMonitoring·      Monitor daily transactions to detect unusual or suspicious activity·      Review alerts generated by the transaction monitoring system and escalate as needed·      Collect and verify customer documentation to meet CDD and EDD requirementsReporting·      Help prepare and submit required regulatory reports and filings, including suspicious activity reports·      Support audits and regulatory examinations by gathering documentation and helping follow up on findingsDocumentation & Processes·      Assist in preparing and maintaining compliance policies, procedures, and manualsRecord Keeping·      Maintain organized, accurate records of compliance activities, including customer files, communications, and regulatory filingsWhat we're looking for·      University degree in Finance, Law, Business Administration, or a related field·      3+ years of compliance experience in a regulated financial services environment·      Experience in customer onboarding, transaction monitoring, or banking/acquiring is strongly preferred·      Solid understanding of EU and Cyprus KYC/AML/CTF frameworks, sanctions regimes, and regulatory expectations for high-risk sectors·      Practical experience with enhanced due diligence (EDD) and ongoing monitoring processes; experience with e-commerce and acquiring compliance is an advantage·      Proven track record managing portfolios across different risk levels·      Fluent English, with strong professional written and oral communication skills·      Comfortable working both independently and as part of a team·      Strong analytical, investigative, and writing skillsWhat we offer·      Monthly salary starting from €2,700 (gross), depending on experience, education, and skills·      Health insurance after probation period·      Full-time position based in Riga, Latvia — hybrid work, with 2 days from home·      22 days of paid annual leave·      A dedicated, friendly, and diverse team