Corporates / FI Credit Risk Manager

Role PurposeSupporting the Deputy Head of Risk to manage the Branch’s credit portfolio including riskidentification and post approval monitoring for the portfolio.Key Responsibilities (but not limited to): To provide independent, high quality credit risk monitoring for corporate, financialinstitution and sovereign counterparties, issuers and clients. To monitor the health of the portfolio both from HO requirements as well as industrybest practices perspectives To check and coordinate with the RMs that all credit facility parameters are recordedaccurately in the Bank’s systems. Stage wise monitoring of loan disbursements and associated compliance of terms andconditions/Conditions precedent Regular monitoring of financial covenants and other monitoring conditions To monitor the timely review of ratings and annual/ ad-hoc reviews and follow up withfirst line to ensure compliance. To ensure that all credit assets in the Branch are classified in line with the Bank’s AssetClassification Policy. To ensure that credit limit breaches/KRI’s are reported in accordance with policy. To assist the Deputy Head of Risk in ensuring that all credit risks in the Bank aremonitored and controlled effectively, and that the Bank establishes and maintainsappropriate credit risk management controls, systems, policies and procedures. To monitor news and other market information that indicate material changes in theassessment of the Bank’s credit risks, and to inform the Deputy Head of Risk, SeniorManagement and the relevant Business Areas. Perform administrative duties as Secretary of the Branch Credit Committee. To provide support, advice and assistance to all Business Areas on all credit-relatedmatters. To ensure all Credit related of policies and procedures are updated and fit for purpose. Ensure they are familiar with the appropriate documented procedures applicable totheir work. Reporting and escalating material risk events, including conduct risk events and conflictsof interest, or losses to the Deputy Head of Risk. Ensuring familiarity with the department’s detailed plans. Ensuring transactions arranged are in accordance with the Tax Risk Policy and aredocumented in accordance with the Legal Policy and any applicable departmentalprocedures. Ensuring managing the use of IT systems and of data, particularly personal data, inaccordance with the IT Security Policy and the Data Protection Policy and any applicabledepartmental procedures. Ensuring the timely completion of training required by the Bank. To ensure policy and processes meet legal and regulatory requirements, identifyopportunities to improve the framework and collaborate with the First Line of Defenceto implement and embed changes. Ad-hoc tasks assigned by the line managerSkills, Experience and Qualifications Educated to degree and/or appropriate professional qualification level. Strong experience in managing credit risks of all types and experience ofimplementing credit risk management frameworks A good understanding of a broad range of wholesale banking and treasury productsand a strong understanding of the sources of credit risk in such products A good understanding of the UK regulatory framework Excellent communication skills, both written and verbal, in English. Skills inMandarin would be an advantage Good team skills, in particular the ability to work closely with the Business Areaswhist maintaining independence A desire to take responsibility, show initiative and make decisions An ability to work under pressure An eye for detail Strong problem solving skills