Credit Administration Manager

🌟 We're Hiring: Credit Administration Manager📍 Location: United Arab Emirates (Remote)🕒 Employment Type: Full-Time💼 Experience Level: Mid-Level to Senior🌐 Work Arrangement: Fully RemoteAbout UsWe are a financially driven organization committed to maintaining strong credit governance, prudent risk management, and operational excellence across our lending and credit administration functions. Our distributed teams collaborate across Credit Risk, Finance, Lending Operations, Compliance, Legal, Collections, Customer Success, Internal Audit, Operations, and Executive Leadership to support sustainable business growth while safeguarding the organization's financial assets.The RoleWe are seeking an experienced Credit Administration Manager to lead credit administration operations, credit governance, loan documentation, portfolio oversight, and regulatory compliance initiatives. The ideal candidate will oversee credit policies, loan administration, collateral management, documentation quality, operational controls, and cross-functional collaboration while ensuring efficient and compliant credit operations.Key ResponsibilitiesDevelop and implement credit administration strategies, operational frameworks, and governance policies aligned with organizational objectives and regulatory requirements.Lead end-to-end credit administration activities, including loan documentation, credit approvals, disbursements, collateral management, covenant monitoring, renewals, amendments, and portfolio maintenance.Collaborate with Credit Risk, Lending, Finance, Legal, Compliance, Collections, Operations, Internal Audit, Customer Success, and Executive Leadership to ensure efficient credit operations.Review and validate credit documentation, security agreements, guarantees, collateral records, legal documentation, and approval conditions prior to loan funding.Oversee collateral perfection, lien registration, document custody, insurance verification, and ongoing collateral monitoring.Ensure adherence to approved credit policies, delegated lending authorities, internal controls, regulatory requirements, and contractual obligations.Monitor credit facilities, covenant compliance, loan maturity schedules, exceptions, and documentation deficiencies while coordinating timely corrective actions.Support credit portfolio reviews, internal audits, regulatory examinations, and external audits by maintaining complete and accurate credit records.Develop operational procedures, documentation standards, quality assurance processes, and workflow improvements to enhance credit administration efficiency.Monitor key performance indicators (KPIs) including documentation accuracy, loan processing time, credit approval turnaround, collateral compliance, covenant monitoring, portfolio quality, operational risk incidents, audit findings, and service-level agreement (SLA) performance.Conduct credit administration audits, portfolio quality reviews, risk assessments, process evaluations, benchmarking studies, and continuous improvement initiatives.Ensure compliance with UAE banking regulations, anti-money laundering (AML) requirements, Know Your Customer (KYC) standards, Basel principles, accounting standards, internal governance policies, and lending regulations.Manage credit administration budgets, document management systems, loan servicing platforms, collateral management technologies, external service providers, and strategic operational initiatives.Drive digital transformation through artificial intelligence (AI)-powered credit document analysis, automated workflow management, predictive portfolio monitoring, intelligent compliance validation, workflow automation, and business intelligence solutions.Utilize SAP, Oracle, Finastra, FIS, Temenos, Microsoft 365, Power BI, Tableau, SQL, Loan Origination Systems (LOS), Loan Management Systems (LMS), document management platforms, and ERP solutions to optimize credit administration and generate actionable insights.Prepare executive dashboards, portfolio administration reports, compliance summaries, credit operations analyses, audit findings, risk assessments, and strategic recommendations for senior leadership.Lead, mentor, and develop credit administrators, loan operations specialists, documentation analysts, and cross-functional teams while fostering a culture of integrity, accountability, operational excellence, collaboration, and continuous improvement.RequirementsBachelor's degree in Finance, Accounting, Business Administration, Economics, Banking, Commerce, Risk Management, or a related field.Master's degree in Business Administration (MBA), Finance, Banking, Risk Management, or a related discipline is highly advantageous.Professional certifications such as Chartered Banker, Certified Credit Executive (CCE), Credit Risk Certification (CRC), Certified Risk Professional, CFA, FRM, CPA, or equivalent are preferred.Minimum 5 years of experience in credit administration, commercial lending, loan operations, banking operations, credit risk, or related roles.At least 2 years of experience managing credit administration teams, loan operations, credit documentation, portfolio administration, or regulatory compliance programs preferred.Strong understanding of commercial lending, credit administration, loan documentation, collateral management, credit risk principles, financial statement analysis, regulatory compliance, AML/KYC requirements, and internal controls.Experience with SAP, Oracle, Finastra, FIS, Temenos, Microsoft Office Suite, Power BI, Tableau, SQL, Loan Origination Systems (LOS), Loan Management Systems (LMS), document management platforms, and business intelligence tools.Familiarity with AI-powered credit analytics, intelligent document processing, predictive credit monitoring, digital lending platforms, robotic process automation (RPA), and advanced financial technology solutions is highly advantageous.Strong leadership, communication, stakeholder management, analytical thinking, project management, budgeting, organizational, and problem-solving skills.Ability to manage multiple credit administration initiatives while balancing operational priorities, regulatory requirements, risk controls, budgets, timelines, and organizational objectives.Ability to work effectively in a remote environment with distributed banking professionals, legal teams, auditors, regulators, executives, and global stakeholders, with occasional travel for regulatory reviews, audits, client meetings, conferences, and strategic planning sessions as required.What We OfferFully remote work arrangement with flexible collaboration across global finance, lending, and risk management teams.Competitive compensation package with performance-based incentives.Comprehensive health and wellness benefits.Professional development and credit operations leadership growth opportunities.Exposure to AI-powered lending technologies, advanced credit analytics, intelligent document management platforms, and next-generation banking solutions.Collaborative culture focused on integrity, accountability, operational excellence, innovation, and continuous improvement.Opportunity to strengthen the organization's financial resilience by leading best-in-class credit administration practices that support responsible lending and sustainable growth.