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Credit Manager

Robert Half · Sacramento, CA

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A well-established organization is seeking an experienced Credit Manager to lead its Credit and Accounts Receivable function. This is a high-impact leadership opportunity overseeing a $300M+ accounts receivable portfolio and a team responsible for credit, collections, and AR activities.The ideal candidate brings experience managing a large, complex credit portfolio, developing and leading high-performing teams, and navigating mechanics lien laws and related credit protections. This individual will play a critical role in balancing customer relationships, revenue growth, cash flow, and credit risk.Key ResponsibilitiesLead, develop, and manage the Credit and Accounts Receivable team, establishing clear expectations, accountability, and performance standards.Oversee a $300M+ AR portfolio, including credit exposure, collections, aging, delinquency, and portfolio risk.Establish and manage customer credit limits, credit terms, and risk classifications based on financial and credit analysis.Monitor AR aging and collection performance, identifying risks and developing strategies to improve cash flow and reduce past-due balances.Oversee compliance with mechanics lien laws, preliminary notices, lien rights, releases, and related processes.Partner with sales, operations, finance, and leadership to resolve complex credit and collection matters while preserving key customer relationships.Evaluate financial statements, credit reports, payment history, and other information to make sound credit decisions.Develop and refine credit policies, procedures, controls, and performance metrics.Manage escalated collection matters and determine when additional collection or legal action is appropriate.Provide leadership with reporting and analysis related to DSO, aging, collections, bad debt exposure, credit risk, and portfolio performance.Identify opportunities to improve processes, controls, technology, and team effectiveness.Ideal CandidateProgressive experience in credit, collections, and accounts receivable management, preferably within an organization managing a high-dollar, complex AR portfolio.Demonstrated experience leading Credit and/or Accounts Receivable teams.Experience overseeing an AR portfolio of approximately $300M or greater strongly preferred.Working knowledge and practical experience with mechanics lien law and lien-related processes.Strong financial analysis and commercial credit decision-making skills.Experience managing complex customer accounts, credit exposure, collections, and dispute resolution.Proven ability to balance risk mitigation with customer relationships and business objectives.Strong leadership, communication, negotiation, and problem-solving skills.Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app and get 1-tap apply, notifications of AI-matched jobs, and much more.All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.© 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use and Privacy Notice.