Credit MIS & Analytics Senior Analyst / Analyst

Key Responsibilities

Generic ResponsibilitiesAssist in enhancing the efficiency and effectiveness of the workflow.Act as a checker and participate in team evaluations, providing feedback as needed.Monitor a small group of employees with lower or same seniority (if applicable).Participate in quarterly RSCA sample reporting.Provide periodical analytical reports according to established timelines. Key ResponsibilitiesPrepare business models and plans for Consumer Risk.Review and analyze business performance on the bank’s different products using data mining and analytics tools to generate reliable reports related to business performance analysis.Prepare the needed reports that are used to monitor and analyze the performance of the business in details, to prepare the models for acquisitions, sales, runoffs, attritions and balances.Participate in the development of credit models for portfolio management, including the following points:Identification of Concentration RisksDynamics of Credit PortfoliosEconomic Capital and Risk Control Calculation (i.e. PD, LGD & EAD)Optimization of Risk/Return ProfilePortfolio RebalancingBest Risk Management PracticesCarry out enhancements in data quality and model building, work on providing solutions in a proactive manner and deal with IT implementation issues in a timely manner.Propose alternative solutions to complex and unique challenges and execute to completionEnsure all reporting requirements are produced and delivered to recipients within agreed SLAs and raise recommendation.Maintain an updated management information base to be useful to provide the business with information for use in decision-making and policy matters.Identify and work on correcting any weaknesses during assessments, audits or examinations carried out by internal and external auditors, Compliance, regulators or Sharia.Recommend solutions to complex and unique challenges and cooperate with Credit Policy in delivering exceptional customer experience.Maintain coordination with Finance to provide accurate and timely disclosure submissions in quarterly and annual reports.Maintain updated model/scorecard related documentation.Participate in User Acceptance Testing (UAT) and review the results to ensure correct implementation.Handle received complaints in cooperation with Consumer Rights Protection – Compliance & Governance, adhering to established policies, procedures and SLAs.

Qualifications

Minimum QualificationsBachelor degreeMinimum Experience:Analyst: 1-3 years of relevant experience, preferably bankingSenior Analyst: 3-5 years of relevant experience, preferably bankingJob-Specific Knowledge & Skills: Very good knowledge of Bank functions, responsibilities & processes.Very good analytical skills.Very good presentation and negotiation skills.Excellent command of MS Office (Word, Excel).Personal SkillsHigh level of professionalism and self-motivation.Very good problem solving skills.Excellent teamwork, communication and time management skills.