Credit Risk & Anti-Fraud Manager (BNPL/Personal Loan) - Jakarta - Global Payment

ResponsibilitiesThe Global Payment team of ByteDance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok.

Responsibilities

• Assess and manage credit risk across lending businesses, and develop appropriate risk management strategies to ensure business stability and sound risk control.- Monitor and analyze key credit risk indicators, identify potential risks and anomalies, and drive timely mitigation actions.- Participate in the development and implementation of credit risk management policies, frameworks, and processes.- Partner closely with business and cross-functional teams to identify, control, and mitigate credit risks.- Prepare regular risk assessment reports and recommendations to support business and risk management decisions.This role will be based onsite at our office and will require a 5-day onsite work arrangement.QualificationsMinimum Qualification(s)- Bachelor’s degree or above in Finance, Economics, Statistics, or a related field.- Solid knowledge of credit risk management principles, methodologies, and processes, with a strong understanding of risk assessment and risk control practices.- Strong communication and collaboration skills, with the ability to work effectively with business and cross-functional teams.- Proficiency in both oral and written English for regular collaboration with cross-regional teams and stakeholders.Preferred Qualification(s)- 3+ years of experience in credit risk management, with practical experience in areas such as consumer lending, cash loans, or supply chain finance.- Strong data analysis and statistical skills, with proficiency in relevant risk management tools and analytical software.About UsFounded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.​Why Join ByteDanceInspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.​As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.​Diversity & Inclusion​ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.​