Credit Risk Manager

Credit Risk & Assurance Manager - Hybrid - LondonI’m working with an established specialist lender looking to appoint a Credit Risk & Assurance Manager into its 2nd Line Credit Risk function.This is a broad, highly visible role sitting at the heart of the lenders credit risk framework, with exposure across Real Estate lending. The role will take ownership of Credit Risk Quality Assurance, working closely with senior stakeholders across both the 1st and 2nd Lines to ensure policies are effectively embedded, identify emerging risks and drive improvements across the lending businesses.Key areas of responsibility will include:Leading 2nd Line Credit Risk Quality Assurance activity across the lending portfolioReviewing and challenging credit processes, decisions and policy adherenceIdentifying emerging credit, control and regulatory risks and agreeing appropriate actions with 1st Line teamsProducing clear and insightful Credit Risk reporting for senior management and relevant committeesSupporting Credit Committee and wider credit governance forumsProviding feedback, guidance and targeted training to lending and credit teamsSupporting Internal Audit and regulatory information requirementsWe’re looking for someone with:Strong, recent experience within Credit Risk, Credit Assurance, Credit Quality Assurance, Underwriting or Credit OversightA solid understanding of lending and the credit lifecycle – ideally gained within specialist or mainstream banking or bothStrong credit analysis skills and the ability to independently review and challengeExperience producing high-quality risk reporting for senior stakeholdersExcellent communication and influencing skills, with the confidence to engage and challenge senior lending stakeholdersExposure to Real Estate Finance and/or specialist lending would be particularly relevantRelevant risk/credit qualifications would be advantageous but are not essentialThe role offers a strong combination of hands-on credit expertise, assurance, governance and senior stakeholder exposure, making it particularly interesting for someone looking to broaden their career within 2nd Line Credit Risk.London-based with hybrid working, alongside a competitive salary, discretionary bonus and benefits package.If you have a strong credit background and are interested in moving into a broader Credit Risk oversight and assurance role, please apply below for a confidential conversation.