Data Scientist

Data Scientist - Credit/debit card analyticsIndustry: Banking & Financial Services

Location: Saudi Arabia – OnsiteContract: 12 MonthsWe are looking for a Data Scientist / Data Analyst with strong experience in banking analytics, credit/debit card analytics, customer segmentation, and predictive modeling to support data-driven business and customer strategy initiatives.Key ResponsibilitiesAnalyze customer, transaction, and portfolio data to identify business opportunities and trends.Develop customer segmentation models based on behavioral, transactional, and demographic data.Build and apply predictive models for customer behavior, retention, acquisition, cross-sell, upsell, and propensity.Analyze credit card portfolio performance, customer spend, revenue, and profitability.Support campaign analytics and measure campaign performance and ROI.Identify opportunities to improve customer engagement, revenue, and portfolio performance.Perform statistical analysis and translate analytical findings into actionable business recommendations.Work closely with business, product, marketing, and risk stakeholders.Develop analytical reports and dashboards to communicate insights effectively.Must-Have SkillsBanking / Financial Services experienceCredit Card / Debit Card analyticsCustomer SegmentationPredictive Modeling / Machine LearningCustomer / Portfolio AnalyticsRevenue & Profitability AnalyticsStrong SQLStrong PythonExperience with transaction/customer dataStrong analytical and stakeholder communication skillsGood to HaveCustomer Lifetime Value (CLV)Churn / Attrition ModelingPropensity ModelingCross-sell / UpsellNext Best Offer / Next Best ActionCampaign AnalyticsSpend AnalyticsCredit Risk AnalyticsStatistical ModelingPower BI / TableauPySpark