ERM-KSA

ERM – 8 to 10 years’ experience ICAAP & Capital Adequacy Leadership: Designing and executing comprehensive Pillar 2 capital plans aligned with SAMA regulatory expectations, business growth strategies, and economic capital models.IFRS 9 Expected Credit Loss (ECL) Expertise: Overseeing robust ECL modeling, multi-scenario macroeconomic forecasting, staging criteria, and qualitative overlay adjustments for diverse credit portfolios.Risk Appetite Framework (RAF) Development: Formulating, cascading, and continuously monitoring risk appetite statements, risk limits, and tolerance thresholds across business units and legal entities.Advanced Stress Testing Methodologies: Designing severe yet plausible macroeconomic and idiosyncratic scenarios to evaluate impacts on capital adequacy, profitability, and asset quality.Recovery and Resolution Planning (RRP): Developing actionable recovery options, stress indicator triggers, operational continuity playbooks, and comprehensive recovery plans meeting regulatory standards.SAMA Regulatory Compliance: Applying deep practical knowledge of Saudi Central Bank guidelines, circulars, Basel III standards, and prudential reporting requirements.Cross-Functional Stakeholder Management: Interfacing effectively with executive management, the Board Risk Committee, internal/external auditors, and regulatory authorities.Data & Analytics Governance: Supervising complex risk data pipelines, model validation processes, and Risk-Weighted Asset (RWA) optimization initiatives.Capital & Liquidity Integration: Bridging stress testing and ICAAP outcomes with balance sheet metrics like LCR, NSFR, and leverage ratios for holistic risk management.This is a contractual role for 6 months to 1 year