Financial Advisor & Analyst

Hiring: Arabic Financial Analyst / Advisory & Analytics Specialist (Debt & Credit Risk) – Abu DhabiDepartment: Financial CounselingReports To: Counseling ManagerPosition SummaryThe Financial Advisory & Analytics Specialist plays a key role in delivering financial counseling services while leveraging data and analytics to improve financial wellbeing outcomes. The role combines expertise in credit risk, debt management, financial advisory, and business analytics to support individuals in achieving financial stability through evidence-based interventions.The successful candidate will conduct financial assessments, develop debt management strategies, analyze financial and behavioral data, and provide insights that support program effectiveness and continuous improvement. This position requires a strong analytical mindset, excellent financial knowledge, and the ability to translate complex financial information into practical guidance for diverse audiences.Key ResponsibilitiesFinancial Counseling & AdvisoryConduct comprehensive financial assessments, including income, expenditure, liabilities, debt obligations, repayment capacity, and financial literacy levels.Evaluate clients' financial situations and identify early indicators of financial distress using credit risk and behavioral assessment techniques.Develop customized financial improvement plans and debt management strategies, including debt prioritization, restructuring, consolidation, and repayment planning.Provide guidance on responsible borrowing, budgeting, credit management, and long-term financial wellbeing.Educate clients on improving their credit profile, repayment behavior, and overall financial resilience.Maintain accurate client records, case documentation, and confidential financial information in accordance with organizational policies and applicable regulations.Ensure all counseling activities are delivered professionally, ethically, and in compliance with established standards.Business Analytics & Financial InsightsAnalyze financial, operational, and beneficiary data to identify trends, emerging risks, and opportunities for targeted interventions.Monitor and report key financial wellbeing indicators, including:Debt Burden Ratio (DBR)Credit utilizationRepayment performanceCredit profile progressionIncome allocation and utilizationConduct segmentation analysis based on demographics, income levels, financial behavior, and risk profiles.Apply analytical and statistical methods to evaluate program performance and measure behavioral changes over time.Develop dashboards, scorecards, reports, and performance metrics to support operational and strategic decision-making.Present analytical findings in a clear and meaningful manner for both technical and non-technical stakeholders.Program Development, Research & EvaluationSupport the design and enhancement of financial wellbeing initiatives using data-driven insights.Contribute to monitoring and evaluation frameworks to measure program effectiveness and long-term impact.Conduct quantitative and qualitative research on financial behavior, debt trends, repayment patterns, and intervention outcomes.Design, administer, and analyze surveys, financial assessments, and behavioral studies.Provide recommendations to improve service delivery, policy development, and program optimization.Benchmark findings against industry practices, financial sector trends, and relevant national datasets where applicable.Collaborate with internal teams to identify opportunities for innovation and continuous improvement.Key CompetenciesFinancial & Banking KnowledgeStrong understanding of consumer lending, credit risk assessment, debt restructuring, collections, and recovery practices.Knowledge of retail banking products, including personal loans, credit cards, mortgages, and financing solutions.Understanding of financial behavior, budgeting principles, and financial wellbeing concepts.Analytical & Technical SkillsAdvanced analytical and problem-solving capabilities.Experience analyzing financial and operational datasets to generate meaningful insights.Strong knowledge of KPI development, trend analysis, forecasting, and performance measurement.Advanced proficiency in Microsoft Excel.Experience using data visualization and business intelligence tools such as Power BI, Tableau, or similar platforms.Ability to interpret complex financial information and communicate findings effectively.Communication & Advisory SkillsExcellent interpersonal and client engagement skills.Ability to explain complex financial concepts in a clear and practical manner.Strong report writing, presentation, and stakeholder management skills.High level of professionalism, integrity, and confidentiality.QualificationsBachelor's degree in Finance, Economics, Banking, Financial Management, Business Analytics, Accounting, Financial Counseling, or a related discipline.Professional certifications such as CFA, FRM, CBCA, CRCM, Certified Credit Professional, or Financial Counseling certifications are considered an advantage.Native Arabic Speaker, Fluent in EnglishExperienceMinimum 3–6 years of relevant professional experience in one or more of the following:BankingCredit Risk ManagementRetail LendingCollections and RecoveriesFinancial Advisory or Financial CounselingDebt ManagementBusiness or Financial AnalyticsExperience in data analysis, dashboard development, reporting, and program performance evaluation.Demonstrated understanding of debt management frameworks, financial behavior analysis, and credit risk principles.Experience working with financial wellbeing, social impact, or community-based programs is an advantage.Key Performance Indicators (KPIs)Quality and timeliness of financial assessments completed.Client financial improvement and debt management outcomes.Accuracy and quality of analytical reports and dashboards.Performance monitoring and KPI reporting effectiveness.Program evaluation and research contributions.Client satisfaction and service quality.Compliance with documentation, governance, and confidentiality standards.Contribution to continuous improvement initiatives and data-driven decision-making Send your application to: Hire@findme-uae.com