Financial Crime Compliance, Senior Analyst

Crown Agents Bank is a vastly growing and regulated UK bank that connects emerging and frontier markets to the rest of the world, using FX and payments technology. We are transforming the way payments and FX move through emerging markets, reducing friction so that more money gets to those who need it. Emerging markets payments are usually challenging, expensive, unreliable and opaque. Our solutions help fix these pain points. Ultimately, we connect traditionally hard-to-reach regions to global financial infrastructure, giving access to the best prices and the fastest, most reliable settlement.FX and cross-border payments are often complex and expensive, especially when operating in emerging markets. Crown Agents Bank (CAB) wraps its deep and trusted relationships and strength of network around innovative digital capabilities, and cross-border transaction banking solutions to enable fintech, corporates, governments, development organisations and banks to move money to, from, and across often hard-to-reach markets.Job DescriptionRole PurposeOur FCC team works across a broad range of financial crime compliance areas, including anti-money laundering, sanctions, counter-terrorist financing, anti-bribery and corruption, and fraud. We do not hire candidates to cover only one of these areas; instead, we cross-train the team across the broader financial crime risk framework.You will be responsible for investigating transactions flagged by the Bank’s payment screening system, assessing payment patterns and activity to determine whether they are indicative of potential money laundering or terrorist financing, and escalating or reporting matters as appropriate. Role ResponsibilitiesPerform second-line investigations of transaction screening live payment escalations. Maintain detailed records of all investigations and findingsProvide consistent detailed rationales for decisioning alertsParticipate in the Unusual Activity Report processProvide advisory for the Business on a broad number of financial crimes compliance subjects including anti-money laundering, sanctions, anti-bribery and corruption and fraud. Stay up to date with international regulatory developments and enforcement actions within the financial crimes space. Participate in the preparation of the annual financial crime compliance risk assessment and MLRO report. Support the production and revision of financial crimes compliance policies and procedures. Stakeholder management experience with a focus on interaction with the Business; an ability to balance risk management considerations and commercial factors. Proactive; think outside of the box in terms of introducing and enhancing reporting, controls, and compliance oversight. Any other tasks as necessaryQualifications Relevant professional qualification (e.g. ICA, ACAMS AML or equivalent) is desirable ExperienceMinimum 2 years experience in an AML/Anti Financial Crime related roleProficient practical knowledge of UK Anti-Money Laundering requirements including Money Laundering Regulations, Proceeds of Crime Act, Terrorism Act and JMLSG Guidance, staying abreast of regulatory changes and AML/CTF related developmentsBanking Experience - Payments/SWIFT knowledgeExperience of working with high-risk jurisdictions or emerging marketsKnowledge of correspondent banking desirable SkillsExcellent written and verbal communication skillsOrganised with strong attention to detailSelf-motivated/positive attitudeAbility to manage own caseloadMust be able to work as part of a team and on own initiativeMaintain a high level of accuracy and attention to detail in a high volume/tight deadline driven environmentMaintain and improve quality service and products through initiating and implementing new initiatives to drive the department forward Additional Information Hybrid working (3 days on-site)Contributory personal pension plan: - Minimum: Employee 2% and Employer 7%. Employer matches contributions in 1% increments to a maximum of: Employee 5% and Employer 10%Life Assurance – 4 times annual salaryGroup Income ProtectionPrivate Medical Insurance – this may include cover for partner and or children at company cost. Cover includes Optical, Dental and AudiologyDiscretionary BonusCompetitive Annual Leave2 Volunteering DaysBenefit Hub