Financial Director
Disrupt.com · Dubai, United Arab Emirates
Apply & track with Apply EdgeWe are looking for a Finance Director with a strong traditional finance foundation ideally from UAE banking, fintech, or regulated financial services, who has developed meaningful exposure to digital assets and is ready to go deeper.You do not need to be a DeFi native. You do need to be genuinely curious about the space, fast to learn, and commercially focused enough that your first question is always about revenue and margin rather than process and compliance. The token treasury and Shariah structuring complexity will be supported by specialist advisors; your job is to own the financial operating engine and make the business legible — to the board, to investors, and to itself.KEY RESPONSIBILITIESFinancial Planning & ForecastingBuild and own the group's annual budget and rolling 12/24-month financial forecast across all three entitiesDesign the financial planning cadence — monthly reviews, quarterly reforecasts, annual board-level planning cycleStress-test plans against revenue scenarios, token price movements, and operational cost variablesEnsure all three entities operate from a single consolidated financial model with clear entity-level visibilitySingle Source of Truth — ReportingCreate integrated financial and commercial reporting that eliminates reconciliation gaps between sales data, treasury, and accountsOwn all management reporting outputs — weekly financial flash, monthly board pack, quarterly business reviewDesign the KPI dashboard framework that the executive team uses as its primary operating instrumentPrepare clean, investor-grade financial reporting for strategic partners, ecosystem stakeholders, and prospective capital providersManagement by P&LLead the shift to P&L-driven management — segmented by entity, product line, and marketPartner with each business lead to define their unit economics, revenue drivers, and cost accountabilityBuild the reporting cadence and accountability framework that ensures commercial leads own their numbersIdentify margin leakage, cost overruns, and revenue shortfalls early and escalate with recommended actionsPath to ProfitabilityDefine a credible, board-approved path-to-profitability roadmap with milestones, owners, and measurable outcomesTrack performance against that roadmap monthly and drive corrective action when the business deviatesModel the cash runway implications of commercial decisions — hiring, product investment, market expansion — before they are madeAdvise the COO and CEO on capital allocation trade-offs with clear financial rationaleTreasury & Cash ManagementManage multi-currency operational treasury across fiat and digital asset holdingsMaintain real-time visibility of cash position across entities and jurisdictionsCoordinate with the token advisory function on ZIG treasury governance — vesting, reserves, liquidity runwayManage banking relationships and ensure operational accounts are structured efficiently across DIFC and UAE free zone entitiesControls, Compliance & AuditImplement financial controls frameworks appropriate to a regulated virtual asset business operating in the UAEOwn the external audit relationship and ensure group accounts are produced on time and to standardCoordinate with legal and compliance teams on VARA obligations, AML/KYC requirements, and any ADGM or DIFC reportingMaintain awareness of Islamic finance compliance requirements for Zamanat products — Shariah structuring decisions will be led by specialist advisorsCommercial Finance & Decision SupportBuild financial models for new business opportunities — fee structures, partnership economics, new product launchesSupport fundraising processes with financial data rooms, models, and investor materialsLead the financial due diligence response for prospective investors and strategic partnersProvide finance perspective in commercial negotiations with institutional partners and ecosystem stakeholdersEXPERIENCE & QUALIFICATIONSRequired8–12 years in finance, with meaningful time in a commercially oriented role beyond pure controllershipUAE market experience — familiarity with local banking, regulatory environment, and doing business in the GCCDemonstrated ability to build financial infrastructure in a scale-up or growth-stage environmentHands-on track record of building P&L reporting frameworks, forecasting models, and management reporting from scratchQualified accountant — ACA, ACCA, CPA, or CFA strongly preferredGenuine familiarity with digital assets — can hold an intelligent conversation about token economics, DeFi mechanics, and on-chain treasury without needing a primerComfortable operating without a large support team; hands-on until the function scalesPreferredBackground in UAE or MENA fintech, digital banking, financial exchange, or asset managementExperience working in or alongside DIFC, ADGM, or VARA-regulated entitiesExposure to Islamic finance products — murabaha, sukuk, ijara — even at a working familiarity levelPrior experience supporting a fundraise, capital raise, or M&A process from the finance sideExposure to institutional trading, exchange operations, or multi-entity group financeArabic language a plus, not a requirementWhat We Are Not Looking ForA pure financial controller whose primary lens is month-end close and statutory complianceSomeone who has only worked in large, well-resourced finance teams with established processesA candidate who needs deep DeFi or blockchain expertise on day one — we will invest in the right person's developmentAnyone who cannot give a clear answer to: what does a path-to-profitability plan actually look like in practice?WHAT SUCCESS LOOKS LIKE60 daysFull picture of current financial state, data gaps, and reporting deficiencies documented and sharedBanking, audit, and key vendor relationships inherited and activeFirst consolidated monthly reporting pack produced and delivered to the COO90 daysSingle source of truth financial reporting live across all three entitiesRolling 12-month forecast built and stress-testedBudget vs. actuals tracking operational with weekly flash reporting in place12 monthsBoard-approved path-to-profitability plan in place with monthly tracking cadenceP&L management framework embedded — business leads own their numbersFinance function structured and staffed to scale beneath this hireGroup audit-ready and positioned for next capital raiseWHY THIS ROLEDigital asset infrastructure is moving into its institutional phase. ZIGChain, ZIGMarkets, and Zamanat are building at the intersection of blockchain, Islamic finance, and GCC capital markets — a combination that is both genuinely rare and commercially significant.This Finance Director will shape how the group operates, how it is understood by investors, and how fast it reaches sustainable scale. The scope is real, the mandate is broad, and the trajectory is up.