Front Office Underwriter – Corporate & Retail Banking, Texas/Southern Region

Title: Front Office Underwriter – Corporate & Retail Banking, Texas/Southern RegionOffice Status: Onsite – Houston, TexasBase Salary: Up to $90k + BonusOverview:This is a dual-focus Relationship Manager opportunity at a well-established financial institution, covering both retail banking client development and corporate banking origination — including CRE and C&I lending — across Texas and the broader southern region. The role offers end-to-end ownership across new business development, loan underwriting support, credit monitoring, and portfolio management within a defined geographic territory. It's an ideal fit for a bilingual banking professional with CRE underwriting or relationship management experience who is comfortable operating across both consumer and commercial client segments and thrives in a market-facing, growth-oriented environment. Mandarin is required.Key Responsibilities:Develop new consumer and corporate client relationships across Texas and the southern region; manage and grow an existing book of retail and commercial banking clientsProcess account opening procedures for both consumer and corporate customers in accordance with bank policies and proceduresAssist Account Officers in reviewing and analyzing loan applications to ensure alignment with lending guidelines; review loan documents and perform underwriting processes for CRE and C&I transactionsSupport all loan approval-related work including input and approval processing through relevant internal systemsPerform ongoing credit monitoring and loan portfolio management; conduct loan reviews with Account Officer supportEnsure full compliance with bank credit, compliance, and operational policies and procedures across all client-facing and internal activitiesProactively identify, measure, monitor, and report risk exposures to senior management as part of first-line risk ownership responsibilitiesTravel moderately within the region to visit prospective and existing clients as needed