Head of Data Science

About the RoleWe are partnering with an innovative financial services organization to appoint a Head of Data Science to be based in Dubai, UAE. This is a strategic leadership opportunity to build and scale an in-house credit technology capability that powers digital lending across a growing wallet ecosystem. This role is ideal for a highly analytical and commercially minded leader with deep expertise in credit risk modelling, digital lending, machine learning, and automated credit decisioning.About the Requirements Bachelor's Degree in: Mathematics, Statistics, Computer Science, Data Science, Economics, Engineering, Quantitative Finance, Related quantitative disciplinesMaster's Degree preferred7 - 10 years of experience in: Credit Risk, Decision Science, Data Science, Machine Learning, Consumer Lending, Financial Services AnalyticsProven experience developing and deploying: Credit scoring models, Behavioural risk models, Consumer lending models, Automated credit decision systemsStrong understanding of: Probability of Default (PD), Credit risk grading, Eligibility frameworks, Affordability methodologies, Credit policy design, Credit limit managementExperience working with large-scale transactional, wallet, customer, or alternative datasetsAdvanced proficiency in: Python, SQLStrong knowledge of machine learning techniques including Logistic Regression, Scorecards, Gradient Boosting, XGBoost, LightGBMExperience managing models throughout the entire lifecycle from development and validation through deployment and monitoringShould have experience of West Africa marketsAbout YouCredit Scoring & Decisioning: Lead the end-to-end development and enhancement of the Credit Scoring & Decision EngineDesign and deploy: Credit scoring models, Risk grading frameworks, Probability of Default (PD) models, Eligibility engines, Affordability assessments, Credit limit management strategiesDevelop application and behavioural credit risk modelsEstablish model validation, monitoring, governance, explainability, and auditability frameworksDrive ongoing model optimization using portfolio performance insightsCredit Limit & Affordability StrategyOwn credit limit strategies including: Initial limit assignment, Maximum exposure limits, Limit increases and decreases, Customer retention strategies, Data & Technology CollaborationDefine the integration framework between the Credit Scoring Engine and Loan Management System (LMS)About the RecruiterContact: Jasmine Puno – Recruitment ResourcerJob Scams NoticeYour Safety and Data Security Matter to Us.Manpower Middle East is committed to a safe and transparent hiring process. We will never request payment, banking details, or sensitive personal information as part of our recruitment. If you receive suspicious outreach claiming to be from us, please contact info@manpower-me.com