Head of Liabilities

Xebia is Hiring | Head of Liabilities | Riyadh, Saudi ArabiaAre you a strategic banking leader with a strong track record in driving deposit growth, CASA optimization, and customer liabilities portfolios!!Xebia is looking for an experienced Head of Liabilities to lead and grow a leading retail banking liabilities business in Riyadh.Key Responsibilities:✅ Drive CASA, savings, term deposits, and investment/bancassurance propositions✅ Develop and execute liabilities product strategy and portfolio growth initiatives✅ Optimize pricing, cost of funds, and balance sheet profitability✅ Own liabilities P&L and commercial performance✅ Lead customer acquisition, retention, and deposit mobilization strategies✅ Ensure compliance with Sharia-compliant deposit structures and banking regulationsWhat We're Looking For:✔️ 12+ years of banking experience✔️ 7+ years in a senior leadership role within Consumer Banking Liabilities/Deposits✔️ Strong expertise in CASA management, deposit growth, ALM, and cost of funds optimization✔️ Deep understanding of investment and bancassurance propositions✔️ Proven P&L ownership and business growth experience✔️ Knowledge of Sharia-compliant banking products and deposit structures is essential