Head of Motor (Underwriting & Claims)

We’re Hiring: Head of Motor (Underwriting & Claims)Are you an experienced Motor Insurance leader with strong expertise in underwriting, claims, and portfolio management? We are seeking a Head of Motor (Underwriting & Claims) to lead our Motor technical operations, strengthen underwriting and claims performance, and drive sustainable growth and profitability of the Motor portfolio.About the Role:The Head of Motor (Underwriting & Claims) is responsible for providing strategic and operational leadership across Motor underwriting and claims activities. The role oversees risk selection, pricing, portfolio management, claims performance, technical controls, and service delivery to ensure sustainable profitability and compliance with ACIG policies and the regulatory requirements of the Saudi Insurance Authority.The position works closely with Sales, Actuarial, Reinsurance, Finance, Risk Management, Operations, and other relevant functions to optimize the overall performance of the Motor portfolio.Key Responsibilities:Lead and oversee Motor underwriting and claims operations.Develop and implement Motor underwriting and claims strategies aligned with the Company’s objectives and risk appetite.Ensure appropriate risk selection, pricing, underwriting terms, and technical controls.Monitor Motor portfolio performance, premium growth, loss ratios, claims frequency, claims severity, and profitability.Oversee Motor claims operations to ensure accurate, fair, and timely claims handling and settlement.Identify adverse portfolio and claims trends and implement appropriate corrective actions.Establish and maintain underwriting authorities, guidelines, claims controls, and operating procedures.Work closely with Actuarial on pricing, portfolio analysis, reserving, and performance monitoring.Collaborate with Sales and other distribution functions to support profitable Motor business growth.Monitor significant and complex Motor risks and claims and provide appropriate technical direction.Drive improvements in claims efficiency, cost control, customer experience, and operational performance.Ensure compliance with company policies, regulatory requirements, and applicable insurance standards.Lead, coach, and develop Motor underwriting and claims teams. Qualifications & Experience:Bachelor’s degree in Insurance, Business Administration, Finance, Risk Management, or a related field.Master’s Degree, MBA, EMBA, or other relevant postgraduate qualification is an advantage.Professional insurance qualifications such as ACII, CPCU, or equivalent are preferred.Minimum 10 years of experience in Motor Insurance underwriting and/or claims, including at least 5 years in leadership role.Strong knowledge of Motor underwriting, pricing, claims management, portfolio analysis, and insurance operations.Strong understanding of the Saudi Motor Insurance market and applicable regulatory requirements.Proven ability to manage technical teams and improve portfolio performance. Key Competencies:Strategic LeadershipMotor Underwriting & Claims ExpertisePortfolio ManagementCommercial AcumenAnalytical ThinkingDecision MakingOperational ExcellenceStakeholder ManagementPeople LeadershipResults OrientationIf you are an experienced Motor Insurance leader with strong underwriting and claims expertise and a proven ability to drive portfolio performance, we invite you to apply and become part of our team.