Junior AML Analyst

Company DescriptionTransferra empowers businesses with seamless financial solutions through its advanced multi-currency business account. Offering features such as multi-currency IBAN accounts, unlimited Visa debit cards, and local and cross-border payments in over 40 currencies across 180+ countries, Transferra enables easy global transactions. Customers benefit from instant currency exchange at competitive market rates, advanced team management tools, and personalized support from a dedicated Personal Manager. With a fully digital onboarding process, Transferra is committed to modernizing business finances efficiently and effectively.Role DescriptionWe are seeking an enthusiastic and detail-oriented Junior AML Specialist (Onboarding) to join our growing team in Riga. In this entry-level role, you will be on the front lines of our risk management strategy, helping us review and verify new business clients joining the Transferra platform. Working closely with senior compliance team members, you will assist in corporate verifications (KYB/KYC), analyze ownership structures, and run fundamental screening checks. If you are eager to build a career in FinTech compliance and have a keen eye for detail, this is the perfect starting point.ResponsibilitiesCorporate Verification (KYB): Assist in collecting, reviewing, and verifying corporate documentation, company registry extracts, and Ultimate Beneficial Owner (UBO) structures.Identity Verification (KYC): Perform identity checks on directors, shareholders, and authorized account users in accordance with regulatory standards.Sanction & PEP Screening: Conduct initial screening of new companies and key individuals against global sanction watchlists, PEP databases, and adverse media.Client Outreach: Request missing, updated, or unclear documentation from prospective clients in a clear and professional manner.Risk Assessment Support: Learn to evaluate business models, geographical risks, and expected transaction volumes to help assign accurate initial risk ratings.Team Collaboration: Work closely with our Sales, Support, and Senior Compliance teams to ensure a smooth, low-friction onboarding experience for legitimate businesses.What We ExpectEducation: Bachelor’s degree in Law, Finance, Economics, or a related field (recent graduates are welcome!).Experience: 1-3 years of experience or internship exposure in AML, Compliance, or Legal operations (experience in FinTech or payment services is a bonus).Regulatory Interest: Fundamental understanding of (or strong interest in learning) EU and UK AML/CTF regulations.Attention to Detail: High level of accuracy and thoroughness when reviewing legal documents, registry files, and corporate structures.Analytical Mindset: Curiosity and strong problem-solving skills to spot discrepancies or missing pieces in client applications.Communication Skills: Excellent verbal and written English skills to communicate effectively with clients and internal teams.Adaptability: A proactive attitude with a strong drive to learn modern compliance tools and software in a fast-paced environment.What We OfferGrowth: Hands-on mentorship from experienced compliance professionals and clear paths for career progression.Culture: A fun, collaborative, and results-oriented team atmosphere.Flexibility: Flexible working hours to support your work-life balance.Impact: The opportunity to directly contribute to securing a top-class international business payment platform.Our Hiring ProcessFirst Interview: An initial phone call to get to know you and discuss your career goals.Team Interview: A Zoom call with our AML team to discuss basic compliance scenarios and fit.Final Decision: A timely and transparent outcome to the process.