Lead Data Scientist

LEAD DATA SCIENTISTUP TO £90,000 + DISCRETIONARY BONUSLONDON HYBRID WORKING - 2/3 DAYS PER WEEK Shape the future of credit risk by building impactful models that directly influence real-world lending decisions, in a role where your work is highly visible and commercially relevant. You'll take ownership of the full modelling lifecycle, from development through to deployment, working in a fast-paced environment that values both technical excellence and clear communication. This is an opportunity to join a high-growth team where your ideas, expertise, and stakeholder engagement will drive meaningful business outcomes.THE COMPANY Join a scaling UK fintech specialising in consumer lending and credit analytics. Focused on building modern data platforms and decisioning tools to improve lending outcomes and known for a collaborative culture and strong growth trajectory within a competitive market.THE ROLE As a Lead Data Scientist, you will focus on building and deploying credit risk models within a dynamic, fast-paced environment. You'll work closely with cross-functional teams to drive insight-led decision making across the business.Specifically, you can expect to be involved in:Developing and maintaining credit risk models, including scorecards, behavioural and acquisition modelsWorking on predictive modelling across areas such as fraud, open banking, and competitor analysisDeploying models into production environments and monitoring performanceCollaborating with technical and business teams to deliver data-driven insightsContributing to innovation projects exploring new data sources and modelling techniquesSKILLS AND EXPERIENCE Experience in consumer credit or lending environments with exposure to credit risk modellingStrong hands-on coding skills in Python and SQLExperience developing predictive or statistical models in a commercial settingKnowledge of cloud-based tools (e.g. AWS SageMaker)Strong communication skills with the ability to explain technical concepts clearlyExposure to model deployment or end-to-end model lifecycle is advantageousDegree in a quantitative field such as Mathematics, Statistics, or similarBENEFITS The successful Lead Data Scientist will receive up to £90,000 and a comprehensive benefits package.