Legal & Compliance Officer

About MonitMonit is redefining business finance by providing a smarter, more transparent way for companies to manage their spending. We empower businesses with an all-in-one platform featuring integrated giro accounts, intelligent debit cards, and seamless expense and invoice tracking. Our mission is to eliminate financial friction, giving our clients unparalleled visibility and control over their cash flow. By joining our team, you'll be at the forefront of fintech innovation, helping to build the tools that enable thousands of businesses to operate with greater efficiency and confidence.About the RoleWe are looking for a Legal & Compliance Officer to join our Legal & Compliance team . In this role, you will be responsible for ensuring that Monit’s business activities—including our corporate card products and services as a Payment Service Provider (PJP)—operate in compliance with applicable Indonesian laws and regulations, including those issued by Bank Indonesia (BI), OJK, and PPATK. You will also support legal drafting and advisory, licensing and regulatory reporting, and coordination with external legal partners such as law firms and notaries.Key Responsibilities1. Legal Drafting & Contract ReviewDraft, review, and negotiate contracts, partnership agreements, NDAs, and other legal documents.Ensure all legal documents are aligned with business objectives and applicable regulatory requirements.2. Legal Advisory — PJP & FintechProvide legal advice and opinions on products and business activities related to Monit as a Payment Service Provider.Monitor developments in fintech and payment system regulations and assess their potential impact on the company’s operations.3. Corporate Legal — Indonesia & SingaporeSupport corporate legal matters across jurisdictions, including the company group structure in Indonesia and Singapore. Experience in Singapore is a plus.4. Licensing & Regulatory ReportingManage business licensing processes and periodic regulatory reporting, including reporting to Bank Indonesia and PPATK.Ensure compliance with Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) reporting obligations.5. Business Licensing & Government Reporting SystemsManage and operate government systems including OSS (Online Single Submission), SIINAS (National Industrial Information System), and LKPM (Investment Activity Report).Maintain and update the company’s business licenses in accordance with applicable regulations.6. External Legal CoordinationAct as the key liaison with external law firms, notaries, tax consultants, and other legal service providers.Manage the timeline and quality of work delegated to external parties. RequirementsBachelor’s degree (S1) in Law from an accredited university. Advanced degrees or certifications related to fintech or banking are a plus.3–5 years of experience in legal and compliance, preferably within the fintech, banking, or payment services industry.Good understanding of Payment Service Provider (PJP) requirements, Bank Indonesia regulations, and PPATK reporting obligations.Familiarity with business licensing processes through OSS, SIINAS, and LKPM.Strong legal drafting and contract review skills in both Bahasa Indonesia and English.Experience working and coordinating with law firms, notaries, and other external stakeholders.Strong attention to detail, ability to work independently, and excellent cross-functional communication skills. Preferred QualificationsExperience handling corporate legal matters in Singapore, in addition to Indonesia.Basic understanding of cross-border taxation and transfer pricing related to intercompany/group transactions.Existing experience or professional network working with regulators such as Bank Indonesia, OJK, or PPATK, or with reputable law firms. Why Join Monit?Join Monit and play an important role in supporting a growing fintech business, working across legal, regulatory, and corporate matters in a fast-paced environment.Competitive salary and performance-based bonuses.Opportunities for career growth in a rapidly scaling fintech company.Collaborative and innovative work environment.