Manager, Retail Credit (Emiratized role)

National Bank of Fujairah (NBF) · Fujairah Emirate, United Arab Emirates

Job PurposeTo handle the entire job related to retail credit till approval of the products by higher authority through RCAP. Duties and Responsibility:

Assure immediate processing of all applications received from the branches/sales through RCAP.
Manage retail assets portfolio and consolidating the achievements to retail management.
To prepare yearly /monthly / weekly and daily MIS reports related to retail portfolio
Responding to queries raised by branches/Sales. Ensure compliance with Risk, Compliance & Audit policies & procedures
Achievement of the Well Managed KPIs as documented in the WMK Scorecard related to:
Risk & Compliance training, Closure of high and medium risk IA items beyond agreed timelines, compliance towards the Bank's Risk & Compliance Policies, ORMF and Information Security policies within theService Quality
To provide high-quality service to branches, Priority team & DST.
Responding to queries raised by branches/DST regarding retail products.
Monitor & optimize productivity and efficiency in RCIT
Keeping proper and equal distribution of all cases among the team.
Innovation - Introduce at least one idea to improve process or reduce cost.QualificationGraduate degree from a recognized universityWork Experience:
Should have 10 years’ experience in Banking & minimum 5 years in a sales & service role.
Ability to speak fluent English / Arabic
Good knowledge of local banking regulations.
Good knowledge of all retail products
Should have basic PC skills (MS Office & spread sheet)