MLRO - Payments firm

MLROPayments firmLondon office (remote first business)Up to £100K (might be a little flex above this for the right experience)Key responsibilitiesAct as MLRO, holding responsibility for AML, CTF and sanctions complianceWork hands-on across transaction monitoring and screening, designing and configuring detection rules and scenarios directly inside the platform rather than only briefing others on requirementsContinuously review and improve the effectiveness of screening, monitoring and case management, testing changes, reducing false positives and closing gaps as they emergeBuild and maintain compliance MI and reporting from Sumsub and other sources, for the Board, regulators and senior managementOwn the Sumsub end-to-end as the core system: configure and maintain workflows, build and automate onboarding, KYC/KYB and monitoring, adapt rules and thresholds, and drive constant improvementsLead business-wide, customer and product risk assessmentsReview, approve and submit SARs, and oversee financial crime investigations from escalation through to closureOwn CDD/EDD and onboarding decisioning workflows within Sumsub, escalating to engineering only where a change genuinely sits outside the platformAct as primary liaison with the FCA, including notifications, information requests and reportsOwn and evolve AML/CTF/compliance/risk policies and procedures, and deliver training across the groupConduct new and existing banking partner auditsAct as the point of contact for law enforcement and NCA requestsRequirementsExperience as an MLRO, Deputy MLRO within a regulated payments or emoney environmentCAMS, ICA Diploma or equivalent AML/financial crime qualificationDeep knowledge of the Money Laundering Regulations 2017, JMLSG guidance etcIdeally Sumsub experience