Money Laundering Reporting Officer (MLRO)

The roleThis is a build role. You will join ahead of launch with a mandate to design and own the AML/CFT and sanctions framework from the ground up, rather than inherit one. You will be the MFSA-approved MLRO and the firm's point of contact with the FIAU, and you will report directly to the Board.What you will doOwn the AML/CFT and sanctions framework — policies, procedures, the Business Risk Assessment and the customer risk model — in line with the PMLFTR and the FIAU Implementing ProceduresDischarge the statutory MLRO function: review internal reports, file STRs with the FIAU through goAML, respond to FIAU and law enforcement requests, and handle sanctions reporting to the Sanctions Monitoring BoardDesign onboarding, ongoing monitoring and screening for a SEPA, SEPA Instant and SWIFT payments business, including the daily client-screening model under the Instant Payments Regulation and Travel Rule (Regulation (EU) 2023/1113) controls on transfersConfigure and own the KYC and transaction monitoring tooling — rules, thresholds, alert handling and tuningBuild and lead the transaction monitoring team at the Yerevan hub: hiring, training, quality assurance and escalationPrepare the annual MLRO report to the Board and the FIAU Risk Evaluation QuestionnaireLead engagement with the MFSA and FIAU on AML/CFT matters, including inspections and thematic reviewsDeliver AML/CFT training across the businessPrepare Fast Shift for the EU AML Regulation (AMLR), applicable from July 2027What we are looking forMLRO or deputy MLRO experience at a Malta-licensed payment institution, EMI, bank or comparable subject person, with an existing MFSA PQ approval as MLRO or a clear path to oneDeep working knowledge of the PMLFTR, the FIAU Implementing Procedures, EU and UN sanctions and the EU payments AML frameworkHands-on payments experience: you understand SEPA and SWIFT flows, can recognise a typology in transaction data, and know how to tune a monitoring systemExperience building or substantially rebuilding an AML framework, ideally through a licence application or a launchThe authority to lead a remote team and to deal with regulators and the Board directlyRecognised AML qualification (ICA, ACAMS or equivalent); a law or finance degree is an advantageBased in MaltaWhat we offerA senior control-function seat at a newly licensed institution, with real influence over how the business is builtA direct reporting line to the Board and a leadership team that treats the control functions as core to the business, not overheadThe backing of an established banking and lending group behind a start-up operationHow to applySend your CV to hr@fastshift.com with "MLRO" in the subject line. All applications are treated in strict confidence.