Para Planner

Para-PlannerReports to: Relationship Manager / Senior Relationship Manager Career ladder position: Parallel specialist track (research & analysis), not client-facing by default Experience: 1–3 years (markets, research, or financial planning support exposure) Location: In-office, JaipurRole PurposeThe Para-Planner is the analytical engine behind every client conversation — preparing portfolio reviews, goal-gap analysis, and rebalancing recommendations before the RM sits with the client. This role exists to make every RM meeting sharper and let RMs handle a larger, more complex book without diluting advice quality. It's the piece that lets Moneycount scale RM capacity without scaling RM headcount at the same rate.Key ResponsibilitiesPre-Meeting PreparationBuild portfolio review decks ahead of scheduled client meetings: current allocation, performance vs. benchmark, goal progressRun goal-gap analysis (retirement corpus, child education, financial freedom targets) against current trajectory and flag shortfallsPrepare rebalancing recommendations based on house model portfolios and client risk profile — for RM review and sign-off, not direct client deliveryResearch & AnalysisTrack fund performance, category trends, and any material changes (manager change, mandate shift, expense ratio changes) across the recommended fund listMaintain house-view fund shortlist in coordination with RM/leadershipSupport scenario modeling (SIP step-up impact, delayed retirement impact, lump-sum vs. SIP comparisons) using financial planning tools/Excel modelsData & DocumentationMaintain structured client data using the firm's client data collection checklist (financial goals, life stage, risk profile, investment capacity) — keeping profiles current as client circumstances changeFlag data gaps or outdated risk profiles to RMs proactively, before they become a review-meeting problemRM SupportJoin client review meetings when needed to present analysis directly (growth opportunity toward RM track)Translate RM's post-meeting notes into updated client action plans and follow-up trackersCandidate ProfileGraduate in Finance/Commerce/Economics; MBA (Finance) or pursuing CFP/CFA is a strong plusNISM Series V-A certification — mandatory, or willingness to obtain within 30 days1–3 years in markets research, financial planning support, wealth management back-office, or equity/MF researchStrong Excel modeling skills; comfort with portfolio analysis toolsAnalytical mindset with genuine curiosity about markets and financial planning — this is a growth seat toward advisory, not a terminal admin roleNot inherently client-facing, but should be comfortable presenting analysis clearly when looped into meetings