Payoff & Servicing Specialist

Easy Street Capital is a private real estate lender serving real estate investors around the country. Defined by an experienced team and innovative loan programs, Easy Street Capital is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, financing a cash-flowing rental, or building ground-up, we have a solution to fit those needs.Job Description:Easy Street Capital is seeking a Payoff & Servicing Specialist to manage payoff, reinstatement, and Verification of Mortgage (VOM) requests across our growing residential mortgage portfolio.This is a hands-on role for someone who understands the logic behind loan-level calculations and can identify when something does not look right. The right person will take ownership of requests from receipt through completion.Responsibilities:Generate, review, and distribute payoff statements for loans serviced in-houseReview and approve payoff statements for sold loans serviced by FCIGenerate, review, and distribute reinstatement quotes and Verifications of Mortgage (VOMs)Validate principal, interest accruals, default interest, fees, extensions, advances, and applicable creditsResearch and resolve discrepancies using loan history, servicing data, and supporting documentationMaintain the active payoff and reinstatement tracker for Operations and Accounting to monitor outstanding quotes and incoming wiresProvide the frontline Servicing team with status updates and support related to active requestsMaintain accurate supporting documentation for exceptionsSupport additional servicing functions and process improvements as business needs evolveQualifications:Required Bachelor’s degree2+ years of mortgage servicing, asset management, private lending, loan operations, or related experienceStrong numerical and problem-solving skillsHighly organized with exceptional attention to detailAbility to manage competing priorities and time-sensitive deadlinesStrong written and verbal communication skillsProactive, resourceful, and comfortable taking ownershipPreferredExperience with business-purpose, hard money, bridge, fix-and-flip, or Residential Transition Loans (RTL)Knowledge of Dutch and non-Dutch interest accrual methodologiesKnowledge of construction/rehab holdbacks, draw activity, rehab suspense, and interest reservesBenefits:Company sponsored health insuranceCompany sponosred 401(k)Paid vacation timePaid sick leaveWe are looking for the right team member to join our team. If you feel you are that person, please apply!