Product Manager

Product Manager – Digital Enterprise Solutions | Governance & Portfolio Performance

Location: Riyadh, Saudi ArabiaExperience: 5+ YearsJob SummaryWe are looking for an experienced Product Manager – Digital Enterprise Solutions to manage product P&L, budgeting, forecasting, pricing, portfolio governance, KPIs, and financial performance.

The role requires strong exposure to banking, fintech, digital payments, transaction banking, or digital financial products, along with technical understanding of APIs, integrations, transaction flows, settlement, and reconciliation.Roles & ResponsibilitiesManage and monitor product P&L, revenue, costs, profitability, and margins.Prepare annual budgets, forecasts, revenue targets, and variance analysis.Coordinate product-related accounting activities, including accruals, provisions, reconciliations, revenue recognition, and cost allocations.Investigate financial discrepancies, revenue leakage, incorrect charges, and missing entries.Own product pricing structures, pricing reviews, profitability assessments, and client pricing proposals.Develop financial business cases for new products, enhancements, and strategic initiatives.Establish and maintain portfolio governance standards, policies, SOPs, controls, and documentation.Coordinate with Finance, Accounting, Risk, Compliance, Audit, Technology, and Operations.Develop KPIs, dashboards, and portfolio performance reports covering financial and operational performance.Highlight trends, exceptions, risks, financial impacts, and required actions to management.Assess financial, governance, and control impacts of technical/product changes.Maintain technical understanding of APIs, transaction processing, settlement, reconciliation, digital banking architecture, and system integrations.