Rating Advisory Associate

Job Title: Rating Advisory Associate

Location: Dubai, DMCCJob Type: Full-Time

Department: Credit Rating Advisory About the Role:As a Rating Advisory Associate, you will assist in providing advice and support to our clients on acquiring and managing their credit ratings, as well as in building financial models that underpin credit, capital structure and strategic decisions.

This entry-level position is ideal for individuals looking to develop their expertise in rating advisory services and financial modelling, and to gain in-depth knowledge of credit rating processes and methodologies.

Key Responsibilities

• Support senior advisors in delivering comprehensive credit rating advisory and financial modelling services to clients.
• Build, update and review financial models for clients (integrated three-statement models, business plan forecasts, scenario and sensitivity analysis), including projections of key credit metrics under rating agency methodologies.
• Use financial models to assess debt capacity, rating headroom and the credit impact of M&A, capex, dividend and refinancing decisions.· Help in the preparation of preliminary rating analyses, advisory reports, client pitch presentations that discuss credit strategies and outcomes.· Assist in the review of clients' financial data, industry and peer data, and market trends to support strategic advice on credit ratings.· Participate in preparing data packs, rating presentations, financial projections, and Q&A and recommendations for the clients’ management to support them in the rating process.· Participate in meetings with clients to understand their needs and discuss potential strategies for credit rating improvement.· Support the coordination of communication between clients and credit rating agencies, ensuring that all parties are aligned and informed.· Aid in conducting educational sessions for clients to enhance their understanding of credit ratings, including factors that impact ratings and strategies for improvement.· Keep up-to-date with financial market trends and changes in credit rating methodologies and standards.· Help maintain client relationships by providing timely responses and follow-ups on inquiries and concerns.

Qualifications

· Bachelor’s degree in Finance, Economics, or a related field; further education or certifications in financial analysis (CFA, etc.) or a related field are beneficial.· 1-2 years of experience in financial services, credit analysis, financial modelling, or rating advisory; experience in a client-facing role is a plus.· Basic understanding of rating processes and methodologies (Fitch, Moody’s, S&P).· Strong analytical skills and the ability to build and work with financial models and data; hands-on experience with three-statement modelling and scenario analysis is a strong advantage.· Excellent communication and interpersonal skills, with an emphasis on relationship building.· Ability to work collaboratively in a team environment and manage tasks independently when required.· Proficiency in Microsoft Office Suite, especially advanced Excel and PowerPoint. Why Join Us?Our company is dedicated to developing young professionals who are eager to make an impact in the advisory services industry. We offer a nurturing environment where you can grow your career, with access to training and mentoring. Enjoy competitive compensation, benefits, and a collaborative atmosphere that supports your development and recognizes your contributions.