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Regulatory Compliance Review Analyst

First National Bank of America · East Lansing, MI

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First National Bank of America is seeking a Regulatory Compliance Review Analyst. This role supports the bank's compliance management system by conducting reviews, assessments, and monitoring activities to ensure adherence to applicable federal and state banking laws and regulations. This role reports to the Compliance Monitoring and Testing Manager and business line partners to identify compliance gaps, document findings, and support corrective action. ResponsibilitiesConduct periodic compliance reviews and testing of bank operations, products, and processes against applicable regulatory requirements (e.g., BSA/AML, TILA, RESPA, ECOA, CRA, FDCPA, Reg E, Reg Z, HMDA, etc.)Review policies, procedures, and internal controls to assess alignment with current regulatory standardsAssist in the preparation of compliance monitoring reports and present findings to managementAssist in reviewing new products, services, and marketing materials for regulatory complianceDocument review findings, observations, and recommended corrective actions in a clear and organized mannerCoordinate with business lines to monitor the status of open compliance issues and action plansSupport training initiatives by helping identify compliance awareness needsQualifications2–4 years of experience in banking compliance, regulatory review, audit, or a related financial services roleWorking knowledge of core consumer and/or commercial banking regulations, with familiarity with federal banking regulators (OCC, FDIC, Federal Reserve, CFPB) and their supervisory expectations preferredStrong analytical and critical thinking skills with keen attention to detailAbility to read, interpret, and apply regulatory guidance and legal textProficiency in Microsoft Office Suite (Word, Excel, PowerPoint); experience with GRC or compliance management software preferredStrong written and verbal communication skillsAbility to manage multiple priorities and meet deadlines in a fast-paced environmentHigh degree of integrity and professional judgmentCRCM (Certified Regulatory Compliance Manager) designation or progress toward certification preferredFamiliarity with fair lending analysis or CRA compliance preferredBachelor’s degree in Finance, Business Administration, Accounting, Economics, or a related field preferredEmployee benefitsMedical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00Dental – Premiums as low as $0.00Vision – Low premium PlanDiscounted childcarePet InsurancePaid Time Off (PTO)401k with employer matchAdjustable desks that can be raised or lowered to sit or stand  At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.Note: These statements are intended to describe the general nature and level of work involved for this job.  It is not an exhaustive list of all responsibilities, duties, and skills required for this job.First National Bank of America uses E-Verify to confirm employment eligibility as per E-Verify guidelines.First National Bank of America is an Equal Opportunity Employer.