Research Analyst - Credit Management

CRISIL Limited, an analytical company, provides ratings, research, and risk and policy consulting services in India, Europe, North America, and internationally.It operates through two segment, Rating Services; and Research, Analytics and Solutions. The company offers credit ratings for corporates, banks, and bank loans; credit analysis services; grading services; and analytical services.It also provides research and risk solutions, industry reports, customized research assignments, subscription to data services, training, and advisory services; and a range of risk management tools, analytics, and solutions for financial institutions, banks, and corporates.The company was formerly known as The Credit Rating Information Services of India Limited and changed its name to CRISIL Limited in December 2003.CRISIL Limited was incorporated in 1987 and is headquartered in Mumbai, India.Office location: Abu DhabiRoles and Responsibilities:Assist in requirement gathering for the development of covenant monitoring system.Assist in the data cleansing activity of the loan facilities to be fed in the system.Conduct thorough testing and quality assurance to ensure the functionality, accuracy and reliability of the developed systems and modules and timely reporting of defects.Assume “Maker” role in covenant monitoring system to create and test the Covenant Trackers.Review facility documents (example loan agreement/credit agreement) and check the terms of the facility for clients.Review the various waivers and amendment requests received from the Agent or the Borrowers/ Coverage Team.Highlight any early warning signals from the latest financials, covenant compliance certificate and any other sources of news. Assist the portfolio monitoring team to seek necessary information while conducting the annual review of the facility.Oversee covenant monitoring, early-warning indicators, watchlists and risk grading.Ensure delivery of high-quality, decision-ready portfolio and credit reporting.Qualifications:R5 years of relevant experience.Deep understanding of credit products.Adept at covenant monitoring and execution of amendment & extensions in the system.Know-how of credit agreements, loan agreements etc.Working knowledge of covenant monitoring systems.Why join us:Secure Employment Contract: Enjoy the peace of mind that comes with a solid permanent contract.Comprehensive Benefits Package.Flexible Hybrid Work Model: Experience the best of both worlds with our hybrid work model, allowing you to work from the office just twice a week and enjoy the flexibility of remote work the rest of the time.Employee Referral Program: Help us grow our team and get rewarded through our Employee Referral Program.Education Reimbursement Policy: Invest in your future with our education reimbursement policy, supporting your continuous learning and professional development.Career Development Opportunities: Explore numerous internal and external opportunities to advance your career within the Finance Domain. We are committed to your growth and success.