Risk Analyst

Title: Risk & Compliance AnalystWork location: Dubai, UAERole PurposeThe Risk & Compliance Analyst will provide independent risk, compliance, governance, and internal-control oversight across company's activities. The role will conduct credit assessments of funding proposals, assess risks before capital deployment or programme launch, monitor compliance with applicable requirements and approved policies, maintain and test the Fund-wide controls framework, oversee issue remediation, and deliver clear, decision-useful reporting to senior management and other relevant governance forums.Core ResponsibilitiesFunding Analysis & Credit Assessment

• Analyse funding proposals and develop a clear understanding of the applicant’s business needs, funding requirements, and intended use of proceeds.
• Conduct thorough financial and non-financial assessments of funding proposals, including business viability, repayment capacity, management capability, market position, and key risks.
• Perform appropriate due diligence on all funding proposals and validate the completeness and reliability of supporting information and documentation.
• Prepare clear and well-supported credit reports setting out the analysis, key risks, mitigants, and recommendation for decision.
• Follow up with banks and other financial institutions on the submission and completion of funding documentation, legal papers, SME agreements, and related requirements.
• Communicate funding decisions and relevant updates to internal and external stakeholders in a timely and professional manner.Funding Development Support & Financial Advisory
• Engage with applicants and entrepreneurs to clarify matters relating to their funding or investment proposals and address information gaps.
• Collate, review, and verify documentation required for funding assessment, legal review, and transaction administration.
• Support the internal team in preparing funding proposals for review and decision.Risk Assessment & Advisory
• Identify and assess financial, operational, regulatory, counterparty, portfolio, and execution risks associated with proposed investments, lending programmes, partnerships, and strategic initiatives before deployment or approval.
• Provide independent risk and compliance advice to the company's functions and support reviews of new products, programmes, policies, and transactions.
• Review investment, lending, and operational policies and processes from a risk, governance, and internal-control perspective.
• Support the development and monitoring of risk appetite, risk limits, concentration thresholds, counterparty exposures, stress tests, and scenario analyses, where applicable.Audit & Reporting
• Prepare regular risk, compliance, control, and remediation reports for senior management and other relevant governance forums.
• Support internal and external audits through control documentation, evidence preparation, issue tracking, and remediation follow-up.
• Coordinate with internal stakeholders, auditors, legal counsel, compliance advisers, financial institutions, and service providers on risk and compliance matters.
• Drive continuous improvement in risk governance, policy documentation, monitoring tools, control practices, and management reporting.Qualification
• Bachelor’s degree in Finance, Accounting, Risk Management, Business Administration, Economics, or a related discipline; a master’s degree is advantageous.
• Minimum of three years’ relevant experience in credit analysis, SME or corporate lending, risk management, compliance, internal controls, audit, or a related financial-services environment.
• Strong analytical and judgement skills, with the ability to identify key risks, challenge assumptions, evaluate mitigants, and communicate balanced recommendations.
• Strong organisation and attention to detail, with the ability to collate and verify documentation, maintain accurate records, manage multiple assessments, and follow actions through to completion.
• Professional qualifications such as CFA, FRM, ACCA, CPA, CIA, or an equivalent credit, risk, compliance, or audit credential are advantageous.