Risk and Compliance Manager

JOB TITLE: Head of Compliance and Risk LOCATION: Cape Town CBDBrief Description:Join a fast-scaling fintech as Head of Compliance and Risk. Leverage your banking and fintech expertise to lead global compliance strategy and regulatory affairs.Own high-impact initiatives across licensing, risk, and market expansion.Ideal for a seasoned leader ready to drive innovation within a robust regulatory framework.Job Description:Strategic Compliance LeadershipDesign and implement robust compliance and risk strategies that align with business goals and regulatory expectationsLead the compliance function across all operations, ensuring consistent standards are met in all jurisdictionsAct as the key point of contact for regulatory bodies, driving proactive engagement and transparent communicationRegulatory Expansion & LicensingSpearhead regulatory readiness as the business expands into new markets, overseeing all aspects of local and international license acquisitionCollaborate across departments to ensure product and service launches comply with evolving legal frameworksRisk Frameworks & GovernanceEstablish and maintain company-wide risk management protocols, including internal controls and risk mitigation proceduresBuild comprehensive reporting systems to identify potential exposure early and support strategic decision-makingOperational Compliance ManagementGuide internal teams through regulatory change, providing hands-on support to embed compliance across day-to-day operationsDrive internal audits, policy updates, and training initiatives to strengthen regulatory alignment at every levelReporting, Representation & Stakeholder EngagementOversee timely submission of regulatory filings and reports, maintaining full compliance with local and cross-border obligationsRepresent the business in external audits, industry forums, and regulatory consultations to stay ahead of legislative developmentsTeam Leadership & Culture DevelopmentLead and develop a high-performing compliance team with a clear focus on collaboration, agility, and accountabilityChampion a company-wide culture of compliance by embedding awareness, ownership, and integrity into business operationsSkills & Experience: Minimum 5–10 years in a senior compliance, risk, or regulatory affairs roleProven track record in financial services, fintech, banking, or paymentsDirect experience working with regulatory bodies and financial authoritiesDeep knowledge of AML, KYC, POPIA/GDPR, consumer protection, and payment regulations.Experience managing regulatory license applications (local and international).Strong understanding of risk frameworks and governance standards (e.g., ISO 31000, COSO).Qualification:A tertiary qualification in Law, Finance, risk and compliance or similarA professional designation and postgraduate will be highly beneficial Contact ALEXANDRA MALONEY on 021 418 1750, quoting the Ref: CTF020806