Risk Specialist

Company Description مهلة | Muhlah is a fintech company that provides accessible micro-financing solutions to individuals. The company focuses on leveraging technology to deliver fast, transparent, and compliant financial services. Muhlah operates under the supervision and regulation of the Saudi Central Bank, with license number 105/أش/202509. The organization is committed to responsible lending, risk-aware growth, and contributing to the development of the financial ecosystem in Saudi Arabia.Role Description This is a full-time, on-site Risk Specialist role based in Riyadh. The Risk Specialist will monitor, assess, and report on credit and operational risks related to micro-financing activities, ensuring alignment with regulatory requirements and internal policies. Day-to-day responsibilities include performing risk analysis on portfolios and individual cases, reviewing lending processes, and recommending risk mitigation measures. The role involves collaborating with finance, operations, and compliance teams to implement risk controls, support audits, and improve risk frameworks. The Risk Specialist will also prepare risk reports and dashboards, contribute to policy development, and support continuous improvement of risk management practices.Qualifications:Saudi national.Bachelor’s degree in Finance, Economics, Business Administration, Risk Management, or a related field.Strong analytical skills and risk-analysis capabilities.Solid knowledge of finance; experience with micro-financing, lending, or fintech products is preferred.Experience in auditing, internal controls, compliance review, credit risk, or operational risk is preferred.Strong written and verbal communication skills.Knowledge of Saudi financial regulations, Saudi Central Bank requirements, and risk-management standards is preferred.Ability to work on-site in Riyadh, manage multiple priorities, and maintain high attention to detail