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Risk Surveyor Specialist

SAICO Insurance · Riyadh, Saudi Arabia

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Key Responsibilities

Conduct pre-risk surveys and site inspections to support underwriting decisions.Assess Property, Engineering, Fire, Business Interruption and General Insurance risks and identify potential hazards.Evaluate construction, occupancy, processes, machinery, fire protection and safety systems.Collect on-site risk information using standardized templates and photographic evidence.Assess risk exposures and recommend risk improvement and loss-prevention measures.Prepare detailed risk survey reports covering Fire, Explosion, Business Interruption and Machinery Breakdown.Provide risk grading, EML/PML and Business Interruption calculations, with clear underwriting recommendations.Advise clients on risk improvement requirements and monitor completion of recommended improvements.Provide technical risk information and recommendations to underwriters.Accompany underwriters on site visits and support their technical development.Liaise with underwriters, brokers, clients, HSE/fire inspectors and other relevant stakeholdersQualifications & Experience:Bachelor's degree in Engineering, Insurance, Risk Management or a related field.3 years of experience in insurance risk surveying, risk engineering or underwriting support.Strong knowledge of Property & Engineering Insurance, Fire, Business Interruption and Machinery Breakdown.Good understanding of fire protection, safety systems, industrial risks and loss prevention.Strong technical report-writing, analytical and communication skills.Saudi Arabia/GCC insurance experience is preferred.Certified Fire Protection Specialist (CFPS) or other relevant professional certification is an advantage