Sales Executive - Personal loans

Job Summary :We are hiring a Sales Executive – Personal Loans to join our retail banking branch network. You will drive personal loan sales through branch walk-ins, existing customers and salary-account customers. You will work to the bank’s credit policy and regulations.

Responsibilities

Achieve monthly and annual personal loan sales and disbursal targets.Convert branch walk-ins and existing CASA, credit card and salary-transfer customers into personal loan customers.Assess customer eligibility using AECB reports, DBR limits and salary and employer category.Complete KYC, AML and FATCA checks and ensure documents are accurate.Cross-sell credit cards, insurance, savings accounts and salary transfer.Work closely with the Credit, Operations and Collections teams for fast turnaround.Keep the first-payment-default rate and portfolio quality within bank limits.Run branch activations and employer visits to grow the salary-account base.Update the CRM daily and report pipeline.

Requirements

Minimum 2–5 years of experience in personal loan sales with a UAE bank (branch or retail banking).Strong understanding of UAE personal finance products, DBR, AECB, salary-transfer and non-salary-transfer loans, and bank credit policy.A track record of achieving or exceeding sales targets in a bank.Bachelor’s degree in Business, Finance or a related field.Fluent English; Arabic is an advantage.Experience with core banking and CRM systems (Finacle, Flexcube, Salesforce or similar).UAE driving licence and a transferable visa are preferred.