Saudi Trade Finance -Testing Consultant

Experience: 3–5 Years Position Summary The Sr. SQAE is a senior individual contributor responsible for end-to-end testing activities across trade finance platforms, core banking integrations, and digital corporate banking channels serving the Saudi market. The role combines strong functional testing expertise in trade finance with hands-on validation of APIs, SWIFT messaging, integrations, transaction flows, and data integrity. The position primarily focuses on validating end-to-end trade finance workflows – including letters of credit, bank guarantees, documentary collections, and import/export financing – together with business rules, charges, limits and exposure, and integrated system behavior. It requires close collaboration with Business, Product, Engineering, and QA teams to ensure quality delivery aligned with trade finance requirements, SAMA and other Saudi regulatory expectations, international trade rules, and release timelines. The role requires strong trade finance domain understanding, hands-on testing capabilities, and ownership of assigned testing activities across multiple releases and integrated systems. Key Responsibilities Analyze business and functional requirements and translate them into test scenarios, test cases, and test data. Own testing activities for assigned trade finance modules, features, and releases. Validate end-to-end trade finance workflows including letter of credit (issuance, amendment, utilization, settlement), bank guarantees, documentary collections, import/export bills, and trade loans/financing. Validate document examination and discrepancy handling, acceptance/refusal, and payment or reimbursement flows. Perform functional, regression, integration, system, exploratory, and end-to-end testing. Validate SWIFT message generation and processing (e.g., MT700 series, MT760 series, MT400 series, MT202/MT103, and ISO 20022 equivalents) including field mapping, validations, and acknowledgements. Validate API integrations between trade finance systems, core banking, corporate/digital channels, customer onboarding, limits, and external services. Validate charges, commissions, tenor and interest calculations, FX handling, limit utilization, collateral/margin, and accounting entries. Review requirement changes and assess their impact on test scope and regression coverage. Validate system behavior against business rules, SAMA and other applicable Saudi regulatory requirements, international trade rules (UCP 600, URC 522, URDG 758, ISP98), and expected outcomes. Validate sanctions, AML, and compliance screening workflows applicable to trade transactions. Perform API testing and validate service interactions across internal and external systems. Perform database validation and data integrity checks across transactions and integrated workflows. Identify, log, track, retest, and close defects with clear reproduction steps and supporting evidence. Participate in defect triage and support impact analysis and root cause investigation. Support SIT and UAT cycles, including execution, defect resolution, and validation. Maintain test cases, execution results, traceability, test evidence, and defect records. Provide structured reporting on testing progress, defects, risks, and blockers. Identify functional gaps, dependencies, and quality risks and escalate them in a timely manner. Support release readiness and post-deployment validation activities. Contribute to automation initiatives and identify suitable regression scenarios for automation. Ensure adherence to QA standards, STLC practices, and organizational compliance requirements. Soft Skills Strong ownership and accountability for assigned testing activities. Clear and structured communication with Business, Product, Engineering, and QA teams. Strong analytical and problem-solving skills across trade finance and integration workflows. Good planning and prioritization across multiple tasks and releases. High attention to detail when validating transactions, documents, data, and system behavior. Proactive approach to identifying risks, gaps, and potential quality issues. Collaborative approach when working with cross-functional teams. Experience 3–5 years of experience in Software Quality Assurance / Testing. Strong experience in functional, regression, integration, and system testing. Mandatory: Hands-on testing experience within trade finance (banking domain). Strong understanding of trade finance products and workflows such as Letters of Credit (import/export), Bank Guarantees, Documentary Collections, Bills, Supply Chain / Trade Loans, and related charges and settlements. Experience in validating end-to-end trade finance transactions and integrated system behavior. Working knowledge of SWIFT trade messages and ICC rules (UCP 600, URC 522, URDG 758, ISP98). Familiarity with the Saudi banking environment and regulations (SAMA) is preferred. Experience with trade finance platforms (e.g., Finastra Trade Innovation, Finastra TI Plus, Misys, Temenos, Oracle FLEXCUBE, Infosys Finacle, or equivalent) is preferred. Experience in fintech, digital corporate banking platforms, or API-driven integrations is preferred. Hands-on experience in API testing and service validation. Experience in database validation and ensuring data consistency across systems. Experience supporting SIT, UAT, regression, and release validation cycles. Experience working in Agile, Scrum, Hybrid, or project-based delivery environments. Exposure to automation testing frameworks is an added advantage. Exposure to high-volume transaction systems is preferred. Technical Skills Trade Finance Domain Knowledge (LC, Guarantees, Collections, Trade Financing). Functional, Regression, Integration, and System Testing. SWIFT messaging validation (MT / ISO 20022). API Testing (Postman / REST / SOAP). Integration and service-level validation. Database validation (SQL queries and data verification). Data integrity and transaction validation. Test scenario and test case design. Defect lifecycle management and root cause analysis. STLC and release validation practices. Agile / Scrum delivery models. Tools: JIRA, TestRail, Zephyr, HP ALM, or equivalent. Automation (good to have): Selenium / Cypress / Playwright. Performance testing exposure (good to have): JMeter. Languages English: Fluent (Professional Working Proficiency). Arabic: Speaking or understanding – Good to have. Certifications ISTQB Foundation Level (CTFL) – Preferred. ISTQB Agile Tester or equivalent – Good to have. Trade finance certifications such as CDCS, CITF, or equivalent – Good to have.