Senior compliance / AML

About the RoleOwn and evolve the AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectations. Lead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reporting. Deliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risks. Act as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationships. Design and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance program. Provide strategic advisory to leadership on new products, market expansion, and risk appetite decisions.ResponsibilitiesOwn and evolve the AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectationsLead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reportingDeliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risksAct as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationshipsDesign and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance programProvide strategic advisory to leadership on new products, market expansion, and risk appetite decisions Required SkillsExperience operating as MLRO or equivalent senior compliance role in a regulated environment7+ years of AML/CFT experience within a Payment Institution or Electronic Money InstitutionDeep knowledge of Belgian AML regulations, NBB expectations, and EU AML directivesProven track record managing SAR/STR reporting and regulatory interactionsStrong experience conducting complex financial crime investigations (e.g. layering, smurfing, cross-border schemes)Professional fluency in English and either French or DutchMeets "Fit and Proper" requirements for senior compliance roles with the NBB Preferred SkillsPrevious experience in a high-growth fintech or remittance businessExperience working with transaction monitoring systems and regtech toolsLLM or legal/compliance academic background