At Paynetics, we believe payments should be everywhere and effortless. As a European Embedded Finance provider, we enable businesses to offer modern payment experiences across issuing, acquiring, accounts, digital wallets and card programmes. We work with businesses across Europe and the UK, from established financial institutions and global organizations to fast-growing FinTech's.We are looking for an experienced Senior Compliance Manager to primarily support our UK regulated business. This is a broad, hands-on second-line compliance role covering FCA regulatory compliance, partner and third-party oversight, outsourcing, regulatory change, regulatory reporting, new product governance, Consumer Duty, compliance monitoring and financial crime support.The role would particularly suit someone who has worked in a generalist compliance role within a payments or e-money firm operating through agents, distributors or programme partners, or within a regulated payments business with a significant degree of outsourcing or reliance on third-party providers.We are looking for someone who is practical and solutions-focused. Strong technical knowledge is important, but this is not a role for someone who simply reads regulation and restates it. We need someone who can understand what a regulatory requirement means in practice, translate it into workable controls, processes and business requirements, and help ensure those requirements are embedded.
Location: UKReporting to: Chief Risk & Compliance Officer / MLRO, Paynetics UKWhat You’ll Be Doing:Support the ongoing development and operation of the Paynetics Compliance Framework.Monitor regulatory developments and lead/support the practical implementation of new UK regulatory requirements.Support FCA regulatory reporting, notifications, governance and Board reporting.Provide second-line compliance input and sign-off for new products, services, partners and material business changes.Support oversight of distributors, programme partners, outsourced providers and intragroup arrangements, including MI, risk assessments, thematic reviews and remediation.Deliver compliance monitoring and assurance, support Consumer Duty and complaints/FOS oversight, and provide support to the MLRO on financial crime matters including SARs, AML/CTF, sanctions and transaction monitoring.Our Requirements & Skillset:Relevant compliance experience within payments, e-money or a closely related regulated payments environment, with strong practical knowledge of the UK FCA framework.Experience in a broad/generalist compliance role, ideally involving distributors, agents, programme partners, outsourcing or third-party oversight.Strong track record of translating regulatory requirements into practical controls, processes and operational solutions, including regulatory change, reporting and new product compliance review.Strong written and verbal communication skills, with the ability to work independently, manage multiple priorities and provide constructive challenge.We Offer:A senior role in a growing international payments business.Competitive remuneration.Broad exposure across UK payments regulation, partner oversight, outsourcing and financial crime.Opportunity to work closely with senior management and influence compliance best practice across the wider Group.Location-specific benefits.By submitting my application, I confirm that all provided information and any accompanying documents are complete and accurate to the best of my knowledge.
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