Senior Compliance Research Specialist (Fintech/Payments/UK Law)Our client is a Cape Town-based shared services company supporting a group of financial services and fintech businesses. The organisation provides regulatory compliance, HR, IT, and operational support, with a strong focus on enabling secure, compliant, and efficient payment and cross border remittance services.Role Overview The Senior Compliance Research Specialist will play a key role in ensuring that our cross-border payment solutions comply with regulatory requirements and industry standards. This position requires a deep understanding of global compliance regulations, strong analytical skills, and the ability to work in a fast-paced and dynamic environment.Job Type: Full Time/PermanentWorkplace: Hybrid ( remote working takes effect when the probation period is successfully completed. Earlier flexibility on this arrangement is assessed on a case-by-case basis.)During the probation period, the candidate is required to be in the office full time.Occasional weekend work requiredStart Time: Start time for the role 05h00 to compensate for the time zone difference. An earlier finish time will apply.
Location: Cape Town
Department: ComplianceReporting Line: Head of Risk and ComplianceRequirements Bachelor’s degree in law, finance, business administration, or a related field.Minimum of 5 years of experience in compliance, preferably within the financial services or FinTech industry.UK law experience requiredProven experience in transaction monitoring and KYC/EDD processes.Strong understanding of compliance platforms like ComplyAdvantage, BankFocus, Orbis, Panjiva, and Capital IQ Pro.Excellent organisational and time-management skills.Professional certification in compliance or a related field is a plus.Strong analytical and research skills.Excellent understanding of compliance regulations globally.High attention to detail and accuracy.Ability to manage multiple tasks and prioritise effectively.Strong communication and interpersonal skills.Proficiency in using compliance and financial monitoring systems.Ability to work collaboratively in a team-oriented environment.Proactive and able to work independently when necessary.Responsibilities Support and Coordination:Assist the Head of Transaction Vetting.Support daily assignments and attend meetings as required.Transaction Monitoring:Monitor payments and transactions, including invoices for B2B transactions and contract payments.Conduct entity and person checks on platforms like ComplyAdvantage, Orbis, Panjiva, and Capital IQ Pro.Review B2B & B2P's KYC & EDD documents.Compliance Testing and Reporting:Conduct testing and file reviews based on risk assessment, including CDD review (SDD to EDD).Use appropriate systems for rigorous compliance monitoring of clients and transactions.Maintain the Daily Transaction Monitoring Excel Sheet.Report any suspicions to the line manager immediately.Documentation Management:Assist in or perform continuous B2B client KYC, BOL & EDD document maintenance.Ensure all documents related to B2B transactions are saved, including business licenses, passports, invoices, and bills of lading.Properly maintain the B2B KYC & EDD Document Client folder.Team Collaboration and Development:Assist other Compliance Team Members as required.Assist in translating between our Russian speaking client and the business