Senior Data Scientist

SENIOR DATA SCIENTISTUP TO £70,000 + EQUITYLONDON HYBRID WORKING - 2 DAYS PER WEEK Join a fast-growing fintech redefining lending through smarter, more personalised credit decisions. Take ownership of end-to-end modelling and shape how data directly drives real-world lending outcomes.THE COMPANY A UK-based fintech lender building an innovative consumer lending product focused on flexibility and affordability. The business is customer-first, using income and affordability data to make fairer lending decisions beyond traditional credit scores. With a proven model in place and strong growth plans, they offer a unique opportunity to join at an early but established stage.THE ROLE As a Senior Data Scientist, you will take ownership of credit risk and decisioning models, working across the full lifecycle from development through to deployment. This is a highly hands-on role with significant influence on how data drives commercial lending decisions.Specifically, you can expect to be involved in:Building and optimising credit risk models, including scorecards and machine learning approachesDeploying models into production and monitoring performance over timeDeveloping data pipelines and integrating multiple data sources into decisioning frameworksWorking closely with stakeholders to ensure models directly influence lending strategy and outcomesSKILLS AND EXPERIENCE Strong experience developing credit risk models, including scorecards and ML modelsProficiency in Python and SQL for data analysis, modelling, and data manipulationExperience working with cloud-based infrastructure (e.g. AWS)Understanding of model deployment and production environmentsAbility to translate technical work into commercial lending and commercial insightsFamiliarity with financial services data such as bureau, Open Banking or affordability dataBENEFITS The successful Senior Data Scientist will receive up to £70,000 and a comprehensive benefits package.