Senior Executive - Digital Lending

Senior Executive - Digital LendingWe are seeking a highly motivated and analytical professional to join our Credit Management team as a Senior Executive – Digital Lending. The successful candidate will support credit decisioning, digital lending systems, and portfolio analytics to enhance underwriting effectiveness, portfolio quality, and customer experience.The JobSupport credit decisioning by reviewing underwriting outcomes, decision rules, and digital lending system performance.Assist in managing and optimizing digital credit decisioning systems, fraud controls, and straight-through processing solutions.Analyze portfolio performance, identify trends, exceptions, and emerging risks, and conduct Non-Performing Loan (NPL) reviews.Collaborate with Business, IT, Analytics, Risk, Operations, and vendor teams to improve lending performance and customer experience.The PersonDegree or Diploma in Banking, Information Technology, Data Analytics, Statistics, Finance, or a related field (or equivalent professional qualifications).Minimum 3 years of experience in Credit Underwriting, Credit Risk Management, Digital Lending, or Credit Analytics.Good understanding of lending, digital lending products, credit decisioning processes, credit policies, scorecards, and risk parameters.Strong analytical, problem-solving, data interpretation, and stakeholder management skills.Exposure to digital lending platforms, credit decisioning systems, fraud management solutions, and Straight Through Processing (STP) will be a distinct advantage.