Senior Financial Crime Officer

Job descriptionConduct daily transaction monitoring, including account opening, deposits, withdrawals, and fund transfers.Review and take appropriate action on transaction screening results and real-time transaction alerts, including potential SAR cases.Analyze customer transactions and behavior to identify potential money laundering, terrorist financing, fraud, sanctions, and other financial crime risks for SAR submission.Investigate suspicious transactions and escalate findings to the Line Manager, as appropriate.Identify and develop new red flags to enhance the detection of suspicious activities.Maintain and update the internal blacklist database in a timely manner.Develop and enhance procedures to strengthen the effectiveness of financial crime monitoring and investigations.Conduct onsite and offsite inspections across Wing Bank operations.Identify control gaps and recommend appropriate corrective actions to mitigate the risks.Support the development and delivery of compliance training programs for all staff.Lead complex financial crime investigations and provide guidance to junior team members.Perform trend analysis and identify emerging financial crime risks and typologies.Participate in the tuning and optimization of transaction monitoring and screening systems to reduce false positives and improve detection effectiveness.Prepare management reports and key risk indicators (KRIs) related to financial crime risks.Job RequirementsBachelor/master’s degree in law, Banking and finance, economics, or a related field.Minimum 3–5 years of experience in AML/KYC, financial crime compliance, preferably in banking or financial services.Excellent English proficiency, with strong written and verbal communication skills.Good knowledge of AML/CTF regulations, sanctions compliance requirements, and financial crime risk management.Strong analytical, problem-solving, and investigative skills.Strong attention to detail and ability to manage multiple priorities and deadlines.Ability to work independently and collaborate effectively with cross-functional teams.Computer literate with proficiency in Microsoft Excel (advanced level), data analytics, Microsoft Word, and PowerPoint. Knowledge of SQL and Power BI is an added advantage and preferred.