Senior Officer Customer Relations - Contracting & Realestate- (Emirati Talent)

Main Responsibilities and Accountabilities:Monitor credit quality of portfolio for risk recognition and assigning proper risk rating for each relationship.Predict early warning signals to avoid asset deterioration.Develop action plans for recovery and eliminating irregularities.Maintain constant contact with customer for business development & responding to day-to-day credit related issues or requests.Conduct spreading of company’s financial statements and industry analysis of corporate or commercial customers and analyze in a comprehensive write-up to assess the financial risks.Prepare credit proposals and short-term proposals.Provide marketing information related to existing customers.Follow-up with customers for settlement of obligations in a timely manner.Maintain accuracy in spreading and quality analysis.Turn around credit proposals and short-term credit proposals within benchmarked time frames.Follow up on documentation, submit the required documentation for approved clients to Credit RiskFollow up on sanctioned limit.Follow up on client's day-to-day transaction requests.Follow up on timely submission of reviews for renewal of facilities.Raise questions for in-depth analysis of customer's requirements.Implement marketing plan as per agreed objectives in order to maximize profitability and achieve business growth.Refer and obtain new business in form of deposit, new borrowing relationship.Perform any other duties or responsibilities consistent with the role as assigned by management.Education:

• Bachelor’s degree / Higher National Diploma for UAE Nationals.Experience:
• Minimum 2 years experience in corporate banking, specifically preparing proposals and performing customer analysis.Other Skills Required for the Job:
• Analytical ability
• Experience with banking regulations regarding credit facilities
• Communication skills in English (verbal and written)
• High proficiency in business writing
• Attention to detail
• Credit orientation